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402 W 8th St, Morris, MN, 56267

2beds
1baths
936sqft
$120,000
$128price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Charming 1½-story home offering 936 finished sq. ft. with 2 bedrooms and a ¾ bath. This well-maintained home features a functional layout, a welcoming front porch, and a spacious deck perfect for relaxing or entertaining. The detached 2-car garage provides ample space for vehicles, storage, or a workshop. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this affordable home offers comfort, convenience, and great value. Don't miss this opportunity to own a move-in-ready home with plenty of charm!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
Morris Area ElementaryGrades PK-61.1 mi
9/10
Morris Area SecondaryGrades 7-121.1 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Bedroom

  • Level: Main
  • Area: 121.5
  • Dimensions: 13.5x9

Bedroom2

  • Level: Upper
  • Area: 250
  • Dimensions: 10x25

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 148.5
  • Dimensions: 13.5x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 936 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Other

  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Porch

  • Level: Main
  • Area: 65
  • Dimensions: 10x6.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 200826000
  • Zoning description: Residential-Single Family
  • Foundation area: 624

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Stevens County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$124$1,488
Property Taxes $90$1,080
Electricity $170$2,050
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 8.6%
8.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 56267$113
Stevens County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 56267
Stevens County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$120,000
2021-04-28Sold$62,500
2021-01-20Listing removed--
2020-08-28Listed for sale$69,900

For Sale by Agent

AgentJason Reed
BrokeragePrairie Real Estate

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