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12934 Bayview Dr, Sauk Centre, MN, 56378

4beds
3baths
2,534sqft
$475,000
$187price/sqft
$3,331/moest. monthly cost
$133,240/yrincome needed

About This Home

Must see this 4 bed, 3 bath Sauk Lake home with over 400' of unique & desirable shoreline! The lot dimensions are one of a kind creating panoramic views in all directions throughout the day! Enjoy kicking back in the hot tub after a cool dip in the lake. Fish off your dock and enjoy eating your catch on the large deck. The green house and fire pit are just a few steps to the lake. You'll love the stone fireplaces and spiral staircase! (Buyer's agent to verify all measurements/info.)

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Sauk Centre MiddleGrades 5-66.2 mi
8/10
Sauk Centre SecondaryGrades 7-126.2 mi
8/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Age Over 8 Years,Architectural Shingle,Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Water Filtration System,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Storage Space,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Bathroom

  • Level: Upper
  • Area: 79.8
  • Dimensions: 7x11.4

Bathroom

  • Level: Basement
  • Area: 70
  • Dimensions: 5x14

Bedroom

  • Level: Main
  • Area: 193.7
  • Dimensions: 13x14.9

Bedroom2

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Level: Main
  • Area: 122.96
  • Dimensions: 10.6x11.6

Bedroom4

  • Level: Upper
  • Area: 122.85
  • Dimensions: 10.5x11.7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Bonus Room

  • Level: Upper
  • Area: 268.94
  • Dimensions: 23.8x11.3

Bonus Room

  • Level: Basement
  • Area: 109.25
  • Dimensions: 9.5x11.5

Deck

  • Level: Main
  • Area: 256
  • Dimensions: 32x8

Dining Room

  • Level: Main
  • Area: 205.32
  • Dimensions: 17.4x11.8

Family Room

  • Level: Basement
  • Area: 208
  • Dimensions: 16x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 740
  • Finished area above ground: 1,794

Garage

  • Level: Basement
  • Area: 345
  • Dimensions: 23x15

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split,Fireplace(s),Radiant
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,534
  • Total interior livable area: 2,534 sqft

Kitchen

  • Level: Main
  • Area: 184
  • Dimensions: 16x11.5

Kitchen

  • Level: Basement
  • Area: 205.32
  • Dimensions: 17.4x11.8

Laundry

  • Level: Main
  • Area: 81.4
  • Dimensions: 7.4x11

Living Room

  • Level: Main
  • Area: 465
  • Dimensions: 31x15

Storage

  • Level: Basement
  • Area: 70
  • Dimensions: 14x5

Storage

  • Level: Upper
  • Area: 160
  • Dimensions: 10x16

Utility Room

  • Level: Basement
  • Area: 50
  • Dimensions: 5x10

Walk In Closet

  • Level: Main
  • Area: 33
  • Dimensions: 6x5.5

Workshop

  • Level: Basement
  • Area: 56
  • Dimensions: 7x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 140011700
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1196

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Gravel,Rocky,Sand)

Lot

  • Lot size: 0.55 Acres
  • Features: Accessible Shoreline,Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Concrete,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$280$3,360
Property Taxes $437$5,244
Electricity $213$2,564
Total$3,331$39,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,205/yr
40% on housing$99,930/yr
45% on housing$88,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 56378$224
Todd County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 56378$153
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$525,000
2016-03-27Sold$250,000

For Sale by Agent

AgentPeter J. Nelson
BrokerageMain Street Real Estate

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