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21054 Eagle Dr, Osakis, MN, 56360

3beds
2baths
1,750sqft
$495,000
$283price/sqft
$3,305/moest. monthly cost
$132,200/yrincome needed

About This Home

Looking for a great level lot on Lake Osakis? The large yard in front and back give plenty of space for activities as well as guests to come enjoy the lake. With a deck on both sides you can see the sun rise and set. A large master with connecting bathroom and two sinks is another nice feature. With upgrades that include a new well, water filtration system, toilets, washer and dryer, light fixtures, Anderson windows only 3 years old, and a roof less than 5 years old. This home is move in ready! This is one you need to see in person.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Osakis Elementary SchoolGrades PK-65.2 mi
9/10
Osakis SecondaryGrades 7-125.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Water Osmosis System,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,750

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 150078800
  • Zoning description: Residential-Single Family
  • Foundation area: 1750

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Soft)

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$307$3,684
Property Taxes $326$3,912
Electricity $170$2,050
Total$3,305$39,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,314/yr
40% on housing$99,150/yr
45% on housing$88,133/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 56360$168
Todd County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 56360
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$485,000
2026-07-08Price change$495,000
2026-06-26Price change$514,900
2026-06-05Listed for sale$535,000
2024-04-05Sold$460,000
2024-03-22Pending sale$469,000
2024-03-02Price change$469,000
2024-01-25Listed for sale$479,000
2024-01-22Listing removed--
2023-09-11Price change$479,000
2023-07-22Listed for sale$499,000
2023-07-18Sold$425,000

For Sale by Agent

AgentScott Woods
BrokerageHinkle Realty

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