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28503 Ottawa Dr, Browerville, MN, 56438

4beds
3baths
2,676sqft
$289,900
$108price/sqft
$2,090/moest. monthly cost
$83,600/yrincome needed

About This Home

Spacious, Affordable Lake Home with Endless Possibilities. Perfect as a large family bunk house, a large summer getaway, and investment opportunity. Bring your ideas, tools, skills, energy, enthusiasm, and anything else you can think of to restore this "Diamond in the rough" and make it shine once again!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10
Staples Elementary SchoolGrades PK-411.9 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Level: Upper
  • Area: 105
  • Dimensions: 15x7

Bedroom3

  • Level: Upper
  • Area: 77
  • Dimensions: 11x7

Bedroom4

  • Level: Upper
  • Area: 77
  • Dimensions: 11x7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 176
  • Dimensions: 16x11

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Features

  • Number of fireplaces: 1
  • Finished area below ground: 0
  • Finished area above ground: 2,429

Heating & Cooling

  • Heating features: Baseboard,Radiant,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,676
  • Total interior livable area: 2,676 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 19x11

Kitchen2Nd

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 416
  • Dimensions: 26x16

Living Room

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 240053700
  • Zoning description: Residential-Single Family
  • Foundation area: 1401

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: East,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Sand,Weeds)
  • Frontage length: Water Frontage: 104

Lot

  • Lot size: 0.64 Acres
  • Lot size dimensions: 103 x 263 x 104 x 282

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$201$2,412
Property Taxes $199$2,388
Electricity $225$2,708
Total$2,090$25,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,657/yr
40% on housing$62,700/yr
45% on housing$55,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 56438$152
Todd County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 56438
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$289,900
2025-11-04Listed for sale$319,000
2025-09-07Listing removed$329,900
2025-07-21Price change$329,900
2025-06-11Price change$350,000
2025-05-23Price change$375,000
2025-04-29Price change$399,900
2025-04-07Price change$425,000
2025-03-11Listed for sale$445,000
2021-10-19Listing removed--
2021-09-17Listed for sale$429,900

For Sale by Agent

AgentChristopher B Sutton
BrokerageCentury 21 First Realty, Inc.

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