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18559 Empire Trl, Burtrum, MN, 56318

5beds
5baths
4,475sqft
$1,250,000
$279price/sqft
$8,466/moest. monthly cost
$338,640/yrincome needed

About This Home

This rare, one-of-a-kind property features two homes on nearly 5 acres, with approximately 480 feet of level, drive-up accessible lakeshore. The main home, built in 2006, offers stunning west-facing views and generous living space, including 4 bedrooms and 4 bathrooms. Enjoy the lakeside setting from the expansive patio and deck overlooking the water. A second guest home, originally built in 1975, adds additional flexibility and charm. It features an open-concept kitchen, dining, and living area with a cozy wood-burning fireplace, along with 1 bedroom and an additional ¾ bathroom. Combined, both homes offer approximately 4,500 finished square feet. The tarred driveway extends all the way to the water’s edge for easy access. The main home was custom built with high-end materials and exceptional craftsmanship, and has been meticulously maintained by its second owner. The property is fully handicap accessible. Located on Big Swan Lake, a pristine 900+ acre lake in beautiful central Minnesota, this property offers a truly exceptional lakeside lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
6/10
Swanville SecondaryGrades 7-125.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 255
  • Dimensions: 17 x 15

Bedroom2

  • Level: Main
  • Area: 150
  • Dimensions: 15 x 10

Bedroom3

  • Level: Lower
  • Area: 221
  • Dimensions: 17 x 13

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 13 x 9

Family Room

  • Level: Lower
  • Area: 600
  • Dimensions: 30 x 20

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,520
  • Finished area above ground: 2,685

Heating & Cooling

  • Heating features: Boiler,Dual Fuel/Off Peak,Forced Air,Fireplace(s),In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,475
  • Total interior livable area: 4,475 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 9 x 8

Living Room

  • Level: Main
  • Area: 306
  • Dimensions: 18 x 17

Property

Accessibility

  • Accessibility features: Doors 36"+,Grab Bars In Bathroom,Hallways 42"+,No Stairs Internal,Partially Wheelchair,Accessible Approach with Ramp,Roll-In Shower,Roll Under Accessibility

Details

  • Parcel number: 060071700
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1790

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: West
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand,Soft)
  • Frontage length: Water Frontage: 380

Lot

  • Lot size: 4.64 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: Irregular See Overlay

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$844$10,128
Property Taxes $925$11,100
Electricity $377$4,529
Total$8,466$101,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,262/yr
40% on housing$253,980/yr
45% on housing$225,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 56318$180
Todd County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 56318
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,450,000
2022-12-28Sold$700,000
2022-12-07Pending sale$719,900
2022-10-25Listed for sale$719,900
2022-10-13Listing removed--
2022-09-30Price change$719,900
2022-09-09Pending sale$750,000
2022-07-14Listed for sale$750,000

For Sale by Agent

AgentBrandon Kelly
BrokerageCentral MN Realty LLC

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