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40107 County Road 17, Browerville, MN, 56438

3beds
3baths
3,139sqft
$1,275,000
$406price/sqft
$8,147/moest. monthly cost
$325,880/yrincome needed

About This Home

This well maintained, unique lakeshore property is located in beautiful Sylvan Shores on Pine Island Lake. Included in the property are 6 additional lots for a total of 8 lots. Features include: 450 feet of lake frontage with private boat launch owned, but 1,200 continuous feet of lakeshore are used. 3 bed 2 1/2 bath home with 2,471 sq. ft on main floor and 645 in lower level. Striking wall of windows in kitchen allows sunshine to fill the main floor. Granite & marble counter tops throughout kitchen, all bathrooms. From the kitchen step into the attached greenhouse offering granite counters, in-floor heat, and winter plant storage. The kitchen has a huge walk-in pantry, breakfast bar and stainless steel appliances. Dining area boasts French doors leading to patio with unique stone work - stones that glow in the dark. Additional patio with beautiful view of the lake has a round covered firepit. Large 10.5x16.6 office and 13x19 primary bedroom suite leads to private primary bath with double sinks & marble step-in shower. The 10x13 primary walk-in closet and 8x10 laundry room round out the main floor. Lower level offer 2 bedrooms, a full 8x12 bathroom and 11.5x19 craft/storage room (unfinished). Dule off-peak in-floor heat with 6 zones and updated LP furnace burner in 2024. The finished 36x68 shop is heated, furnace was installed in 2025. For convenience it has a 3/4 bathroom, a bar area, 10' ceilings, floor drains, separate septic holding tank and for those car enthusiasts a lift rated to 12,000 pounds. The 36x48 storage garage has 10' ceilings. The screened in gazebo faces the lake with unique lighting. All gardens have an underground irrigation system. Recent updates include: 35 year shingles on house and gazebo in 2023, LP furnace in shop in 2025, LP burner in furnace in house in 2024, air to air exchange in 2021, and seal coat drive in 2026. So much to see in this beautiful well maintained lake property. Hard to include all the upgrades and unique features this truly is a Must See to appreciate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10
Staples Elementary SchoolGrades PK-410.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block,Concrete,Frame,Steel Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished

Bedroom

  • Level: Main
  • Area: 247
  • Dimensions: 13X19

Bedroom2

  • Level: Lower
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Level: Lower
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 218.5
  • Dimensions: 11.5x19

Dining Room

  • Level: Main
  • Area: 250
  • Dimensions: 10X25

Features

  • Central Vacuum
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 428
  • Finished area above ground: 2,711

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Fireplace(s),In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,331
  • Total interior livable area: 3,139 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 12X25

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 8X10

Living Room

  • Level: Main
  • Area: 450
  • Dimensions: 18X25

Office

  • Level: Main
  • Area: 173.25
  • Dimensions: 10.5X16.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080030700
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 2711

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Other,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Rocky,Sand,Soft,Weeds)
  • Frontage length: Water Frontage: 450
  • Topography of land: High Ground

Lot

  • Lot size: 6.47 Acres
  • Features: Accessible Shoreline,Corner Lot,Irregular Lot,Tree Coverage - Heavy
  • Lot size dimensions: 274 x Irregular

Parking

  • Total spaces: 5
  • Parking features: Attached,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$886$10,632
Property Taxes $550$6,600
Electricity $264$3,176
Total$8,147$97,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,325/yr
40% on housing$244,410/yr
45% on housing$217,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 56438$119
Todd County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 56438
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$1,275,000
2026-07-30Listing removed$1,275,000
2026-07-16Listed for sale$1,275,000
2005-06-01Sold$132,000

For Sale by Agent

AgentSandy Knosalla
BrokerageEdina Realty, Inc.

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