




40647 Penny Dr, Browerville, MN, 56438
About This Home
Charming 1BR/1BA two-story home near Fawn Lake in Browerville. Features vaulted ceilings and beautiful natural woodwork throughout. Walkout lower level and a deck for relaxing/enjoying the outdoors. Located close to Sylvan Shores, offering fantastic recreational opportunities including a sandy beach for swimming, kayak and paddleboat rentals, fishing for panfish, and picnic areas. Set up your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1973
Materials
- Roof: Age Over 8 Years,Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Range,Refrigerator
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Walk-Out Access
Bedroom
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: Upper
- Area: 70
- Dimensions: 10x7
Dining Room
- Level: Main
- Area: 90
- Dimensions: 10x9
Features
- Finished area below ground: 180
- Finished area above ground: 810
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,290
- Total interior livable area: 990 sqft
Kitchen
- Level: Main
- Area: 112.5
- Dimensions: 12.5x9
Living Room
- Level: Main
- Area: 220
- Dimensions: 22x10
Other
- Level: Lower
- Area: 180
- Dimensions: 18x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 080069100
- Zoning description: Residential-Single Family
- Foundation area: 480
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Waterfront features: Association Access
Lot
- Lot size: 0.51 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 100 x 218 x 100 x 225
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Todd County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $56 | $672 |
| Electricity | $170 | $2,050 |
| Total | $1,001 | $12,012 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $134,900 |
| 2026-06-05 | Listed for sale | $139,900 |
| 2023-05-15 | Sold | $23,000 |
| 2012-08-25 | Listing removed | $55,000 |
| 2012-04-07 | Listed for sale | $55,000 |
