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40647 Penny Dr, Browerville, MN, 56438

1beds
1baths
990sqft
$134,900
$136price/sqft
$1,001/moest. monthly cost
$40,040/yrincome needed

About This Home

Charming 1BR/1BA two-story home near Fawn Lake in Browerville. Features vaulted ceilings and beautiful natural woodwork throughout. Walkout lower level and a deck for relaxing/enjoying the outdoors. Located close to Sylvan Shores, offering fantastic recreational opportunities including a sandy beach for swimming, kayak and paddleboat rentals, fishing for panfish, and picnic areas. Set up your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
6/10
Staples Elementary SchoolGrades PK-410.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Age Over 8 Years,Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Upper
  • Area: 70
  • Dimensions: 10x7

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Features

  • Finished area below ground: 180
  • Finished area above ground: 810

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,290
  • Total interior livable area: 990 sqft

Kitchen

  • Level: Main
  • Area: 112.5
  • Dimensions: 12.5x9

Living Room

  • Level: Main
  • Area: 220
  • Dimensions: 22x10

Other

  • Level: Lower
  • Area: 180
  • Dimensions: 18x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080069100
  • Zoning description: Residential-Single Family
  • Foundation area: 480

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Waterfront features: Association Access

Lot

  • Lot size: 0.51 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 100 x 218 x 100 x 225

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$93$1,116
Property Taxes $56$672
Electricity $170$2,050
Total$1,001$12,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,320/yr
40% on housing$30,030/yr
45% on housing$26,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 56438$157
Todd County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 56438
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$134,900
2026-06-05Listed for sale$139,900
2023-05-15Sold$23,000
2012-08-25Listing removed$55,000
2012-04-07Listed for sale$55,000

For Sale by Agent

AgentChuck Carstensen
BrokerageRE/MAX Results

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