6294 State Highway 27, Wheaton, MN, 56296
About This Home
Wake up to the quiet of the river and end your day watching the wildlife walk by. This beautiful riverfront retreat sits along the Mustinka River with direct access to Lake Traverse, creating the perfect setting for fishing, boating, tubing, and year round outdoor recreation right in your own backyard. The well maintained split level home has been thoughtfully updated with LP siding, a metal roof, fresh interior paint, and two maintenance free decks that allow you to enjoy the setting from sunrise to sunset. One deck offers the perfect spot for morning coffee while watching the sun rise over the river. The second deck and patio area features a plumbed gas fire pit, creating a comfortable space to unwind in the evening while watching the sunset and gathering with family and friends. Just steps away, the 2,800 square foot shouse was designed for gathering and entertaining. One side features a warm, inviting space complete with a gas stove, fireplace, and bathroom, creating the perfect place to relax after a day outdoors. The shop side includes a dedicated fish cleaning and fish fry station so you can process the day’s catch while keeping the activity separate from the main home. The two spaces are divided by a beautiful original stained glass window that adds character and serves as a striking focal point. Spend your days casting for walleye, tubing down the river, or simply enjoying time on the water with Lake Traverse just minutes away by boat. The property also includes electrical hookups for RV guests beside the shop, making it easy to host friends and family for extended stays. Whether you are looking for a recreational retreat, a place designed for entertaining, or a peaceful riverfront escape, this property offers a rare opportunity to enjoy life on the water with space to gather, relax, and create lasting memories.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Concrete,Storage Space,Sump Pump
Bathroom
- Level: Upper
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Bedroom
- Level: Upper
Bedroom2
- Level: Main
Bedroom3
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 2
Bonus Room
- Level: Second
Bonus Room
- Level: Lower
Features
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 815
- Finished area above ground: 1,774
Heating & Cooling
- Heating features: Dual Fuel/Off Peak,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,559
- Total interior livable area: 2,559 sqft
Laundry
- Level: Lower
Living Room
- Level: Main
Living Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 060292000
- Zoning description: Residential-Single Family
- Foundation area: 1630
Features
- Levels: Four or More Level Split
- Patio & porch: Composite Decking,Other,Rear Porch
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
- Frontage length: Water Frontage: 300
Lot
- Lot size: 5 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Detached Garage,Asphalt,Garage Door Opener,Guest,Heated Garage,Multiple Garages,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Traverse County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,412 | $40,944 |
| Home Insurance * | $1,417 | $17,004 |
| Property Taxes | $366 | $4,392 |
| Electricity | $215 | $2,589 |
| Total | $5,410 | $64,920 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $749,000 |
| 2026-03-06 | Price change | $750,000 |
| 2025-08-25 | Price change | $749,900 |
| 2024-09-14 | Price change | $775,000 |
| 2024-07-13 | Price change | $799,000 |
| 2024-06-22 | Price change | $849,000 |
| 2024-06-05 | Price change | $899,000 |
| 2024-05-14 | Price change | $950,000 |
| 2024-04-24 | Listed for sale | $1,000,000 |
| 2009-06-25 | Sold | $320,000 |
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