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6552 680th Ave, Wheaton, MN, 56296

2beds
1baths
1,662sqft
$199,000
$120price/sqft
$1,727/moest. monthly cost
$69,080/yrincome needed

About This Home

Country Living Just Minutes from Wheaton! Enjoy the perfect blend of peaceful country living and convenient access to town in this charming 2-bedroom, 1-bath split-level home, located approximately 1.5 miles from Wheaton, MN, just off Highway 27. Situated on a spacious 0.82-acre lot, this property offers a fantastic location with plenty of room to relax and enjoy the outdoors. The main level features a welcoming living room, a comfortable bedroom, a full bathroom, and a bright kitchen with adjoining dining area. You'll also appreciate the convenient laundry/pantry space, providing extra storage and functionality. The lower level includes a second bedroom and a large family room highlighted by a beautiful fireplace-creating a warm and inviting space for gatherings or cozy evenings at home. Outside, you'll find a newer metal roof, a detached double garage, a spacious deck, and a large open backyard that's perfect for entertaining, gardening, or simply enjoying the peaceful surroundings. If you're looking for the tranquility of country living without sacrificing the convenience of being just minutes from town, this property is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Pearson Elementary SchoolGrades PK-51.1 mi
7/10
Wheaton SecondaryGrades 6-121.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Propane Stove
  • Fireplace: Yes
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 912
  • Total interior livable area: 1,662 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 060079000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.81 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Traverse County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$418$5,016
Property Taxes $133$1,596
Electricity $170$2,050
Total$1,727$20,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,211/yr
40% on housing$51,810/yr
45% on housing$46,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 56296$127
Traverse County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 56296
Traverse County$69

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$199,000

For Sale by Agent

AgentValorie Hoffman
BrokerageStrong Realty

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