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27088 130th St, Staples, MN, 56479

5beds
4baths
4,473sqft
$498,600
$111price/sqft
$3,471/moest. monthly cost
$138,840/yrincome needed

About This Home

Looking for a home that offers indoor and outdoor space? This river home offers just that! Nestled on a beautiful bend of the Crow Wing River, this spacious home is looking for new owners to enjoy the river, yard and home! Totally remodeled down to the studs in 2020, your new home boasts a cathedral ceiling in the living room with a wall of windows to take in the wildlife, sunsets and river views. The main level features laundry, a wonderful kitchen & dining area, 2 bedrooms and living room. The spacious primary bedroom suite has built-in shelves, two walk-in closets, private bathroom with separate tub and shower. There are two other bedrooms upstairs with a full bathroom. The basement is partially unfinished and waiting for the new owner to put their own finishing touches on it. There's a bedroom with egress window, office and a shop area also. The garage was brand new in 2019, along with the metal roof. Take in some nature on the deck facing the river. Watch the deer cross the river, eagles fly overhead and the geese and trumpeter swans. If you like to golf, there's a course just down the road! Enjoy this beautiful home that has "good bones" from the 1970's but has been remodeled inside and out in the past few years. You have over 2 acres to play and 400'+ of river shoreline! Grab the kayak, tube or fishing boat to play on the river. 5+ BR, 4 bath, office and an attached 2-stall garage. Efficient heat pump for heat and A/C . There are 2 lots with this property. The 2nd lot has a small building envelope according to the county. Nearby lakes are great for fishing...Fish Trap, Shamineau and Lake Alexander! Come take a look at this beauty today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Staples Elementary SchoolGrades PK-43.3 mi
4/10

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Age 8 Years or Less,Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Full,Unfinished

Bedroom

  • Level: Main
  • Area: 146.25
  • Dimensions: 13x11.25

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Upper
  • Area: 354
  • Dimensions: 24x14.75

Bedroom4

  • Level: Upper
  • Area: 149.0625
  • Dimensions: 13.25x11.25

Bedroom5

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom6

  • Level: Lower
  • Area: 126.5625
  • Dimensions: 11.25x11.25

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 346.625
  • Dimensions: 23.5x14.75

Family Room

  • Level: Lower
  • Area: 503.25
  • Dimensions: 30.5x16.50

Features

  • Number of fireplaces: 2
  • Finished area below ground: 0
  • Finished area above ground: 3,222

Flex Room

  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Foyer

  • Level: Main
  • Area: 77
  • Dimensions: 11x7

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,473
  • Total interior livable area: 4,473 sqft

Kitchen

  • Level: Main
  • Area: 168.75
  • Dimensions: 13.5x12.5

Living Room

  • Level: Main
  • Area: 311.375
  • Dimensions: 23.5x13.25

Utility Room

  • Level: Lower
  • Area: 228.75
  • Dimensions: 15x15.25

Workshop

  • Level: Lower
  • Area: 103.5
  • Dimensions: 11.5x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 130144060
  • Zoning description: Residential-Single Family
  • Foundation area: 1611

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 2.02 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 407 x 92 x 385 x 444

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Tornado
Wildfire

FEMA Declared Disasters in Wadena County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,521$30,252
Home Insurance *$259$3,108
Property Taxes $314$3,768
Electricity $377$4,527
Total$3,471$41,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,005/yr
40% on housing$104,130/yr
45% on housing$92,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 56479$91
Wadena County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 56479
Wadena County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$498,600
2026-05-08Listing removed$515,000
2026-04-24Price change$515,000
2026-04-07Listed for sale$529,000
2025-09-12Listing removed$589,000
2025-08-30Price change$589,000
2025-08-23Price change$609,000
2025-07-31Price change$638,000
2025-07-05Listed for sale$648,000
2025-07-01Listing removed$695,000
2025-05-13Listed for sale$695,000

For Sale by Agent

AgentAmy Price
BrokerageLPT Realty, LLC.

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