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306 SW Brown St, Verndale, MN, 56481

3beds
2baths
1,532sqft
$165,000
$108price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom, 2-bath property offering the perfect blend of comfort, functionality, and outdoor living. The spacious main floor features a desirable primary bedroom, providing convenient one-level living, while the lower level offers a versatile bonus space that's perfect for a family room, home office, playroom, or hobby area. Step outside to enjoy the expansive 24' x 34' deck, ideal for entertaining, grilling, or relaxing while overlooking the fully fenced backyard—perfect for kids, pets, and outdoor gatherings. An oversized two-stall garage provides plenty of room for vehicles, storage, and workshop space. Whether you're looking for extra living space, a great backyard, or a home that's ready to enjoy both inside and out, this property checks all the boxes. Schedule your showing today and see everything 306 Brown Street has to offer!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
3/10
Verndale SecondaryGrades 7-120.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 440
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,532 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 213002370
  • Zoning description: Residential-Single Family
  • Foundation area: 1092

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 10,541 sqft
  • Lot size dimensions: 75 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Tornado
Wildfire

FEMA Declared Disasters in Wadena County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$86$1,032
Property Taxes $147$1,764
Electricity $170$2,050
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 56481$122
Wadena County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 56481
Wadena County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$165,000
2023-12-21Sold$125,000
2023-11-20Pending sale$138,000
2023-10-17Price change$138,000
2023-09-26Listed for sale$145,000
2023-09-20Pending sale$145,000
2023-09-05Listed for sale$145,000
2019-03-08Sold$82,000
2019-01-29Pending sale$92,000
2018-12-06Listed for sale$92,000
2017-01-20Listing removed$74,900
2017-01-09Pending sale$74,900
2016-12-23Listed for sale$74,900
2016-01-21Sold$13,938

For Sale by Agent

AgentVanessa Huwe
BrokerageCentennial Realty

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