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14314 Stocking Lake Rd, Menahga, MN, 56464

1beds
1baths
952sqft
$289,000
$304price/sqft
$1,981/moest. monthly cost
$79,240/yrincome needed

About This Home

Cozy home on Stocking Lake! This clean ready to move in home has all living facilities on one level plus an attached garage. It offers one bedroom and one large bath plus a small bonus room for home office or playroom. Lower level has an egress window to offer sunlight for a family room or play area. Enjoy the spacious front and back yard spaces. Access to lake is steep however, clear some trees and enjoy a bird's eye view over the water! Great location, minutes from downtown Menahga!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Menahga Elementary SchoolGrades PK-61.0 mi
7/10
Menahga High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Partial,Unfinished

Bathroom

  • Level: Main
  • Area: 80.34
  • Dimensions: 10.3x7.8

Bedroom

  • Level: Main
  • Area: 127.07
  • Dimensions: 13.1x9.7

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 351.44
  • Dimensions: 18.4x19.1

Features

  • Finished area below ground: 0
  • Finished area above ground: 952

Garage

  • Level: Main
  • Area: 462
  • Dimensions: 21x22

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: None

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 952 sqft

Kitchen

  • Level: Main
  • Area: 145
  • Dimensions: 12.5x11.6

Living Room

  • Level: Main
  • Area: 266
  • Dimensions: 14x19

Other

  • Level: Main
  • Area: 76.56
  • Dimensions: 11.6x6.6

Other

  • Level: Main
  • Area: 90.45
  • Dimensions: 13.5x6.7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020232090
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 952

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: North
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 185

Lot

  • Lot size: 1.78 Acres
  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 430 x 152 x 447 x 162

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Wadena County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$131$1,572
Property Taxes $219$2,628
Electricity $170$2,050
Total$1,981$23,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,920/yr
40% on housing$59,430/yr
45% on housing$52,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 56464$149
Wadena County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 56464
Wadena County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$289,000

For Sale by Agent

AgentJanelle Lake
BrokerageNational Realty Guild

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