See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3609 455th St, Montevideo, MN, 56265

5beds
3baths
2,897sqft
$325,000
$112price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

Brand new high efficiency furnace and A/C! Hard to find acreage property just minutes from montevideo! This spacious 5 bedroom, 3 bathroom homes offers over 2800 sq ft and sits on 3.69 private acres. Inside you'll find a large, functional layout with multiple living areas, generous bedroom sizes, and plenty of room for family and guests. The finished lower level adds even more living space with addional bedrooms, a bathroom, and another family room. If you've been looking for a move in ready home with acreage near Montevideo, this is definitely worth a look. - Well and septic tested and compliant 3/16/26.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Montevideo Middle SchoolGrades 5-81.6 mi
7/10

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 1,313
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,897
  • Total interior livable area: 2,897 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 171000107
  • Zoning description: Residential-Single Family
  • Foundation area: 1584

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3.69 Acres
  • Lot size dimensions: 244 x 807 x 219 x 313

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Drought
Ice Storm

FEMA Declared Disasters in Yellow Medicine County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$267$3,204
Property Taxes $454$5,448
Electricity $244$2,932
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$93
Yellow Medicine County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Yellow Medicine County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$350,000
2026-04-17Listed for sale$365,000
2026-04-14Listing removed$360,000
2026-03-17Pending sale$360,000
2026-03-07Listed for sale$360,000
2005-10-01Sold$190,000

For Sale by Agent

AgentZach Kuefler
BrokerageBRIX Real Estate

Similar Homes