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1265 10th Ave, Granite Falls, MN, 56241

3beds
2baths
2,128sqft
$144,000
$68price/sqft
$1,203/moest. monthly cost
$48,120/yrincome needed

About This Home

3 BR 2 Bath Ranch Home. Lower-level walkout to spacious back yard. Hardwood floors on main level. Lots of lower-level storage. 1.5 car 12' x 37'attached garage.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Bedroom2

  • Level: Main
  • Area: 126
  • Dimensions: 10.5 x 12

Bedroom3

  • Level: Lower
  • Area: 160
  • Dimensions: 10 x 16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Family Room

  • Level: Lower
  • Area: 200
  • Dimensions: 10 x 20

Features

  • Finished area below ground: 638
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: Main
  • Area: 119
  • Dimensions: 8.5 x 14

Living Room

  • Level: Main
  • Area: 276
  • Dimensions: 12 x 23

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 344111502
  • Zoning description: Residential-Single Family
  • Foundation area: 1064

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 9,801 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 60 x 164

Parking

  • Total spaces: 1.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Drought
Ice Storm

FEMA Declared Disasters in Yellow Medicine County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $728$8,736
Home Insurance *$122$1,464
Property Taxes $174$2,088
Electricity $179$2,153
Total$1,203$14,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,245/yr
40% on housing$36,090/yr
45% on housing$32,080/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 56241$92
Yellow Medicine County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 56241
Yellow Medicine County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$144,000
2026-02-04Listed for sale$149,000
2006-10-01Sold$115,000

For Sale by Agent

AgentJohn P. Meagher
BrokerageJP Meagher Realty

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