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403 Benjamin Dr, Warrensburg, MO, 64093

3beds
2baths
1,090sqft
$205,000
$188price/sqft
$1,480/moest. monthly cost
$59,200/yrincome needed

About This Home

This charming 3-bedroom, 1.5-bath residence combines comfort, functionality, and inviting outdoor living. The three bedrooms all include hardwood floors, adding warmth and timeless appeal throughout the home. The kitchen contains an abundance of cabinetry and storage, making meal preparation and organization a breeze. The expansive basement provides endless possibilities for additional living space, a home gym, workshop, or extra storage, and features a walk-out door leading directly to the backyard. A convenient half bath adds extra functionality. Outside, you'll find a backyard retreat complete with a porch featuring built-in benches - perfect for relaxing, entertaining, or enjoying your morning coffee. A one-car garage completes this property, offering added convenience and storage.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10
Warrensburg High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bathroom1

  • Features: Ceramic Tiles

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Smart Thermostat
  • Flooring: Tile,Wood
  • Finished area below ground: 50
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 1,090
  • Total interior livable area: 1,090 sqft

Kitchen

  • Features: Ceramic Tiles

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 126.023001002009.00

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,000 sqft
  • Features: City Lot
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$186$2,232
Property Taxes $117$1,404
Electricity $141$1,693
Total$1,480$17,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,742/yr
40% on housing$44,400/yr
45% on housing$39,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 64093$154
Johnson County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 64093$147
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$205,000
2024-11-17Listing removed$1,450
2024-11-05Listed for rent$1,450
2020-11-30Sold--
2020-10-29Pending sale$126,900
2020-10-23Listed for sale$126,900
2013-10-22Sold--
2013-07-25Price change$94,900
2013-05-07Listed for sale$99,900

For Sale by Agent

AgentMaxlyn Cramer
BrokerageOld Drum Real Estate

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