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281 SW 200th Rd, Centerview, MO, 64019

2beds
2baths
2,060sqft
$475,000
$231price/sqft
$3,078/moest. monthly cost
$123,120/yrincome needed

About This Home

Enjoy the perfect blend of peaceful country living and convenient access to town with this beautifully updated all-brick home set on 21 acres. Thoughtfully remodeled, the home features rich hardwood floors and stylish updates throughout, including a modernized kitchen, both bathrooms, laundry/mudroom, and one of the bedrooms. Major improvements provide peace of mind, with new windows installed in 2024, a new roof and gutters in 2020, Ground Source heating and cooling system in 2015, and an updated electrical panel and water heater (2020). The land offers endless possibilities—ideal for hobby farming, livestock, or simply enjoying wide-open space. Approximately 20 acres are fenced and include two wells to support your animals and fields, while the home is serviced by county water. A scenic pond invites you to fish, relax, or gather around a bonfire under the stars. Inside, the basement adds valuable living space with a non-conforming bedroom and plenty of room for recreation, storage, or future finishing. Whether you're looking for a private retreat, small farm, or room to grow, this property truly offers the best of both worlds.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
6/10
Crest Ridge High SchoolGrades 6-122.4 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Entry

Bedroom2

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 132

Features

  • Custom Cabinets,Pantry
  • Window features: Thermal Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 1,710

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Kitchen

  • Features: Ceramic Tiles,Pantry
  • Level: First
  • Area: 209

Laundry

  • Level: First
  • Area: 231

Living Room

  • Features: Fireplace
  • Level: First
  • Area: 308

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 128.033000000004.00

Features

  • Fencing: Metal,Other

Lot

  • Lot size: 21 Acres
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$247$2,964
Property Taxes $273$3,276
Electricity $157$1,887
Total$3,078$36,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,531/yr
40% on housing$92,340/yr
45% on housing$82,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 64019$395
Johnson County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 64019$187
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$525,000
2021-03-24Listing removed--
2015-02-27Sold--
2015-01-08Listed for sale$292,000

For Sale by Agent

AgentJim Elliott
BrokerageOld Drum Real Estate

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