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561 SW County Road O, Holden, MO, 64040

4beds
3baths
2,365sqft
$415,000
$175price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Tired of hearing traffic noise and sirens while having your outdoor barbecue? Want rural living without driving a dusty country road every day? Then this home is for you. Nestled on 3.465 acres, 5 miles Southeast of Holden, this property is on paved County/State Rd O and offers the perfect blend of rural living and convenient location: 16 miles from Warrensburg (home of UCM); 35 miles from Clinton &Truman Lake; 4 miles from the Medford Trailhead on the Rock Island/Katy Trail; and 36 miles from Lees Summit. The outside has been newly painted, new porch posts, new guttering, regraded yard for drainage, new garage floor, new back porch deck, new electric breaker boxes, new sidewalk and new upsized propane line. 125-year-old Burr Oak trees shade the front yard. The beautiful ground features sharing a one acre+ spring-fed pond that originally supplied drinking water to the home. The ranch style house with 2 car garage has 4+ bedrooms, 3 bathrooms, dining room, living room and kitchen/hearth room with wood burning fireplace on the main level. The hearth room opens out to a steel framed deck - perfect for watching the deer and wild turkeys that roam the back yard. The walk-out basement has a finished living area with a wood burning fireplace and cast-iron stove, a full bath plus the fourth bedroom and an extra room with a large walk-in closet. The basement has a walk out and the third car garage with workshop. The property is needing YOU to add your touch to the inside! If you're looking for a peaceful home that is conveniently located, don't miss your chance to make this your private haven.There is the option of purchasing an additional 5 acres to the north of the property for 110K.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Holden Elementary SchoolGrades PK-54.1 mi
3/10
Holden Middle SchoolGrades 6-83.9 mi
4/10
Holden High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Dining Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 879
  • Finished area above ground: 1,486

Heating & Cooling

  • Heating features: Propane,Wood
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 2,365
  • Total interior livable area: 2,365 sqft

Property

Details

  • Parcel number: 185.021000000010.00

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3.50 Acres
  • Features: Acreage

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$316$3,792
Property Taxes $238$2,856
Electricity $180$2,167
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 64040$146
Johnson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 64040$177
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$415,000
2025-11-28Sold--
2025-11-07Contingent$470,000
2025-09-20Price change$470,000
2025-08-27Price change$480,000
2025-08-13Price change$505,000
2025-07-15Listed for sale$535,500

For Sale by Agent

AgentEddie Davis
BrokerageOrenda Real Estate Services

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