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10659 Lakemont Dr, Rolla, MO, 65401

5beds
7baths
7,000sqft
$1,250,000
$179price/sqft
$8,430/moest. monthly cost
$337,200/yrincome needed

About This Home

Originally built in 1998, this 5 bedroom, 5 full-bath, 2 half-bath home has undergone a 2023/24 sophisticated renovation that has transformed it into a sanctuary. The home sits on a private 0.86A lot backing up to a lake in The Pines subdivision. Initially built with an indoor inground pool, the extensive renovation addressed installing a floor over the existing pool area to allow for a new primary suite and an additional bedroom. A few interior walls were moved during this renovation to accommodate the relocation of the front entrance and the interior stairs, installing a lift (elevator), new utility room, walk-in pantry, inclusion of a new full bath, expansion of the conditioned garage space (975 SF), and entrance ramp from the garage. The new 42-inch front door with sidelights adds curb appeal to this extraordinary home. Warm white oak flooring, doors and trim blend effortlessly with any decor'. The kitchen is a chef's dream with walk around central island, natural Quartzite stone countertops, custom lighting, separate freezer/refrigerator, upgraded appliance, walk in pantry, baking center and much more. The main floor primary suite is large and divided into lounging and sleeping areas. The new primary bathroom is fully equipped with stand-alone shower and walk-in tub, large closet and two vanity areas. There are two other ensuite main level bedrooms and a 4th bedroom with a hall access bathroom. The main level also includes an office with an adjoining craft room. A screened in porch is accessible from the living room and provides 3 seasons of enjoyment. A second full kitchen is in the lower level along with a 5th ensuite bedroom, half bath, family room, utility room, and storage area. The lower-level family room daylights across the back of the house. There are three natural gas supplied fireplaces and a hook up for an outside grill. This home has so many amenities, a comprehensive list is attached of all the home improvements including associated costs. This is a MUST-SEE property if you're in the market for an exceptional quality residence. Call for more details. A new roof was installed in 2023, and there are (3) zoned Water Furnace Geothermal systems. Also included are two motorized chandelier lifts to drop hard to reach large decorative ceiling lights for easy cleaning and maintenance. Home is wired for a sprinkler system and a generator and has a home alarm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Rolla Middle SchoolGrades 4-62.4 mi
5/10
Rolla Jr. High SchoolGrades 7-82.3 mi
5/10
Rolla Sr. High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Board & Batten Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Dishwasher,Disposal,Built-In Freezer,Humidifier,Ice Maker,Microwave,Built-In Electric Oven,Double Oven,Built-In Refrigerator,Oven,Electric Water Heater,Water Softener
  • Laundry features: In Basement,Laundry Room,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2
  • Main level bathrooms: 5
  • Main level bedrooms: 4

Features

  • Bookcases,Breakfast Room,Built-in Features,Butler Pantry,Ceiling Fan(s),Custom Cabinetry,Double Vanity,Elevator,Entrance Foyer,Kitchen Island,Master Downstairs,Recessed Lighting,Separate Dining,Separate Shower,Solid Surface Countertop(s),Special Millwork,Walk-In Closet(s)
  • Door features: Panel Door(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 3
  • Fireplace features: Basement,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 2,700
  • Finished area above ground: 4,300

Heating & Cooling

  • Heating features: Electric,Forced Air,Geothermal,Zoned
  • Cooling features: Central Air,Geothermal,Zoned

Interior Area

  • Total structure area: 7,000
  • Total interior livable area: 7,000 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Elevator Installed

Details

  • Parcel number: 71103.105000000052.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around
  • Exterior features: Courtyard,Rain Gutters
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front,Lake Privileges

Lot

  • Lot size: 0.86 Acres
  • Features: Adjoins Common Ground,Landscaped,Near Golf Course,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$920$11,040
Property Taxes $656$7,872
Electricity $534$6,414
Total$8,430$101,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,028/yr
40% on housing$252,900/yr
45% on housing$224,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 65401$125
Phelps County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 65401$135
Phelps County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,250,000
2026-05-01Listing removed$1,450,000
2026-02-23Price change$1,450,000
2025-10-25Listed for sale$1,550,000
2022-02-18Sold--
2022-01-29Contingent$584,900
2022-01-25Listed for sale$584,900

For Sale by Agent

AgentAnnie R Bass
BrokerageAcar Real Estate, Inc

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