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532 E James Blvd, Saint James, MO, 65559

4beds
2baths
1,618sqft
$269,900
$167price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

Welcome Home to 532 E James Blvd – The Perfect Place to Start Your Story! Looking for a home that's move-in ready, easy to love, and big enough to grow into? This 4 bedroom, 2 bath home in St. James offers 1,618 square feet of comfortable living space — and it's been meticulously cared for and upgraded in all the right places, so you can just settle in and start making memories. With two living areas, this home gives your family room to breathe — a spot for family movie nights, and another for playtime, homework, or a quiet retreat of your own. The large kitchen is the heart of the home, with plenty of space to cook, gather, and connect at the end of the day. All four bedrooms offer great flexibility — room for the kids, a home office, a guest space, or a nursery. The 2 full bathrooms make busy mornings a whole lot easier. Out back, you'll find a covered patio perfect for summer cookouts and evening relaxing, plus a fully fenced yard — a safe, ready-made space for kids and pets to play. A storage shed and 1-car garage give you extra room for bikes, tools, and all of life's extras. And with a brand-new furnace installed in January 2026, you can move in with confidence knowing one of the biggest-ticket items is already taken care of. Located in friendly, small-town St. James, MO and situated right along historic Route 66, you'll love being close to local schools, parks, and everything that makes this community feel like home — with easy access to Rolla and I-44 when you need it. This one is ready for its next chapter — schedule your showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
St. James Middle SchoolGrades 6-81.0 mi
6/10
St. James High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Panel Door(s),Sliding Doors,Storm Door(s)
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Plank
  • Finished area below ground: 500
  • Finished area above ground: 1,118

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,618
  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 71024.020001021004.000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Exterior features: Awning(s)
  • Fencing: Chain Link,Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Back Yard,City Lot,Many Trees,Rolling Slope
  • Lot size dimensions: IRR 92 x 10

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$264$3,168
Property Taxes $141$1,692
Electricity $141$1,693
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 65559$121
Phelps County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 65559$135
Phelps County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$269,900
2020-09-14Listing removed$109,900
2020-09-02Listed for sale$109,900
2020-09-02Pending sale$109,900
2020-05-22Sold--
2020-04-27Pending sale$109,900
2020-04-10Price change$109,900
2020-03-26Listed for sale$114,900

For Sale by Agent

AgentJessica Roy
BrokerageKeller Williams Chesterfield

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