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1002 Vista Dr, Rolla, MO, 65401

2beds
2baths
1,789sqft
$255,000
$143price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

Charming 2-bedroom, 2-bath home situated on nearly an acre, offering the perfect blend of space and convenience just minutes from shopping and dining. Enjoy relaxing mornings or evenings on the beautiful front porch, overlooking the peaceful setting. Inside, you’ll find a formal living room with a designated dining area, along with a cozy family room featuring a wood-burning fireplace—perfect for gathering and entertaining. The spacious kitchen is equipped with a gas stove and ample cabinet and counter space, making it ideal for everyday living or hosting guests. A huge unfinished basement provides endless possibilities for expansion, storage, or creating your dream space. The oversized garage offers plenty of room for vehicles, tools, or hobbies. Outside, the property features a lovely, tree-lined lot with a patio area—perfect for enjoying the outdoors. This home offers comfort, functionality, and room to grow in a great location!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Rolla Jr. High SchoolGrades 7-82.3 mi
5/10
Rolla Sr. High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Brick Veneer,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Gas Oven,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Dining/Living Room Combo,Double Vanity,Lever Faucets,Separate Shower,Storage,Workshop/Hobby Area
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,789

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,789
  • Total interior livable area: 1,789 sqft

Property

Details

  • Parcel number: 71092.003000000096.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.95 Acres
  • Features: Adjoins Wooded Area,Back Yard,Few Trees,Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage Door Opener,Garage Faces Side,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$187$2,244
Property Taxes $133$1,596
Electricity $141$1,693
Total$1,750$21,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 65401$125
Phelps County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 65401$135
Phelps County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$265,000

For Sale by Agent

AgentJenette Richardson
BrokerageEXP Realty LLC

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