554 Point Rd, Farmington, MO, 63640
About This Home
Enjoy peaceful Saint Francois River frontage in this beautiful, raised ranch home surrounded by a picturesque park-like setting. Designed to capture the river views, the home features a covered front porch and glassed-in sunroom perfect for morning coffee or evening relaxation. The spacious great room offers soaring open beam ceilings, an open-concept kitchen/living/dining layout, and a cozy wood-burning stove that creates the perfect gathering space. The main level also includes a private primary suite with soaking tub, additional full bath, laundry and utility area, plus a massive 19x19 storage room with concrete ceiling. Upstairs, you'll find another bedroom, full bath, and an oversized family room overlooking the main level below. Additional features include vinyl siding, metal roof, electric furnace and central air, plus a supplemental wood-burning furnace. Outside amenities are exceptional with a 2-car attached garage featuring a loft room above, large metal pole barn/shop building, 30x24 metal-sided shed, and additional storage shed. If you’ve been searching for riverfront living with space, privacy, and endless possibilities — this is it.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Bathroom2
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 36
- Dimensions: 4x9
Bathroom3
- Features: Floor Covering: Ceramic Tile
- Level: Upper
- Area: 56
- Dimensions: 8x7
Bedroom2
- Features: Floor Covering: Wood
- Level: Upper
- Area: 315
- Dimensions: 15x21
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 1
Family Room
- Features: Floor Covering: Other
- Level: Upper
- Area: 288
- Dimensions: 24x12
Features
- Flooring: Combination
- Number of fireplaces: 1
- Fireplace features: Free Standing,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 1,357
- Finished area above ground: 1,508
Great Room
- Features: Floor Covering: Ceramic Tile,Concrete
- Level: Main
- Area: 696
- Dimensions: 29x24
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,865
- Total interior livable area: 2,865 sqft
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 25
- Dimensions: 5x5
Primary Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 56
- Dimensions: 7x8
Primary Bedroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 180
- Dimensions: 12x15
Storage
- Features: Floor Covering: Concrete
- Level: Main
- Area: 361
- Dimensions: 19x19
Property
Details
- Parcel number: 171012000000012.00
- Special condition: Listing As Is
Features
- Levels: Two
- Patio & porch: Covered,Enclosed
- Has view: Yes
- View description: River
- Water view: River
- On waterfront: Yes
- Waterfront features: Waterfront,River Front
- Waterbody name: St. Francois River
Lot
- Lot size: 3.11 Acres
- Features: Scattered Woods,Sloped,Waterfront
- Lot size dimensions: 3.11
Parking
- Total spaces: 2
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $104 | $1,248 |
| Electricity | $218 | $2,625 |
| Total | $1,511 | $18,132 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $199,000 |
| 2026-05-31 | Listed for sale | $239,000 |
| 2016-03-12 | Listing removed | $37,305 |
| 2016-03-01 | Price change | $37,305 |
| 2016-02-15 | Listed for sale | $123,700 |
View on Zillow