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3440 Raby Rd, Farmington, MO, 63640

3beds
2baths
1,539sqft
$299,000
$194price/sqft
$2,084/moest. monthly cost
$83,360/yrincome needed

About This Home

Welcome to your own private oasis! Nestled on approximately 4.8± acres of gently rolling countryside, this beautifully maintained modular home offers the perfect blend of peaceful country living and everyday convenience. Wake up each morning to breathtaking views of rolling hills and picturesque pastureland right from your front door. The home features a spacious, well-designed floor plan with warm wood cabinetry in the kitchen, a stunning new front entry door, and a large primary suite complete with a private bath and generous space to unwind. Outside, you'll love the concrete driveway leading to a detached two-car garage, along with additional storage sheds that provide plenty of room for tools, equipment, or hobbies. Whether you're enjoying your morning coffee on one of the peaceful sitting areas or watching the sunset over the surrounding countryside, this property is designed to help you slow down and enjoy the beauty around you. Located just minutes from town, you'll appreciate the convenience of nearby amenities while still enjoying the privacy and tranquility of country living. If you've been searching for a move-in ready home with incredible views, usable acreage, and a setting that truly feels like a retreat, this is the one you've been waiting for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
6/10
Farmington Middle SchoolGrades 7-88.1 mi
5/10

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Electric Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,539

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Property

Details

  • Parcel number: 172009000000002.00
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 4.83 Acres
  • Features: Back Yard,Pasture

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$276$3,312
Property Taxes $156$1,872
Electricity $141$1,693
Total$2,084$25,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,451/yr
40% on housing$62,520/yr
45% on housing$55,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$216
St. Francois County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$299,000
2015-05-11Sold--
2015-05-11Pending sale$50,000
2015-05-11Listed for sale$50,000

For Sale by Agent

AgentMary E Hagan
BrokerageColdwell Banker Hulsey

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