556 Oak Ter, Farmington, MO, 63640
About This Home
Tucked just outside city limits, this one-of-a-kind estate offers a rare blend of privacy, versatility, and natural beauty. Set in a quiet, established neighborhood, the property feels like a private sanctuary while being conveniently close to town. A full commercial-grade greenhouse opens the door to endless possibilities, from hobby growing to a small business. The layout and ambiance also make this property an ideal space for a boutique to large event venue or a high-demand Airbnb destination. The grounds are truly something special-lush, thoughtfully maintained, and anchored by a stunning waterfall feature that creates a peaceful, retreat-like atmosphere. The home is exceptional. From the beautiful millwork, to the large gathering rooms, including the indoor brick BBQ space and the recreational basement, this home is truly impressive. You'll find generously sized bedrooms and baths providing flexibility for family, guests, or multi generational living. Several rooms have been freshly painted in a clean, neutral palette, creating a bright move-in-ready feel. The expansive kitchen is a standout feature, equipped with double appliances and dual sinks which is ideal for hosting, catering, or simply making daily life more efficient. There is a second 2 car garage with one side as workshop and half bath. With its size, layout and unique features, this estate offers endless possibilities for customization and or business opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Traditional,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Humidifier,Electric Water Heater,Gas Water Heater,Water Softener Rented,Dishwasher,Double Oven,Gas Cooktop,Ice Maker,Range Hood,Oven
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Sump Pump,Storage Space,Walk-Up Access
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Upper
- Area: 55
- Dimensions: 11x5
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 225
- Dimensions: 15x15
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 255
- Dimensions: 17x15
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 180
- Dimensions: 15x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 1
Breakfast Room
- Features: Floor Covering: Marble
- Level: Main
- Area: 220
- Dimensions: 20x11
Dining Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 357
- Dimensions: 21x17
Features
- Workshop/Hobby Area,Central Vacuum,Separate Dining,Bookcases,Cathedral Ceiling(s),Coffered Ceiling(s),Special Millwork,Bar,Breakfast Room,Kitchen Island,Custom Cabinetry,Pantry,Double Vanity,Separate Shower,Two Story Entrance Foyer,Entrance Foyer
- Door features: French Doors,Pocket Door(s)
- Window features: Window Treatments,Bay Window(s)
- Flooring: Carpet,Ceramic Tile,Marble
- Number of fireplaces: 5
- Fireplace features: Recreation Room,Gas Starter,Insert,Wood Burning,Basement,Bedroom,Dining Room,Great Room
- Fireplace: Yes
- Finished area below ground: 2,700
- Finished area above ground: 7,131
Great Room
- Features: Floor Covering: Marble
- Level: Main
- Area: 493
- Dimensions: 29x17
Hearth Room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 325
- Dimensions: 25x13
Heating & Cooling
- Heating features: Dual Fuel/Off Peak,Forced Air,Natural Gas,Wood
- Cooling features: Central Air,Electric,Dual
Interior Area
- Total structure area: 9,831
- Total interior livable area: 9,831 sqft
Kitchen
- Features: Floor Covering: Marble
- Level: Main
- Area: 375
- Dimensions: 25x15
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 169
- Dimensions: 13x13
Living Room
- Features: Floor Covering: Marble
- Level: Main
- Area: 300
- Dimensions: 15x20
Office
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 240
- Dimensions: 16x15
Primary Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 340
- Dimensions: 17x20
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 442
- Dimensions: 17x26
Recreation Room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 1128
- Dimensions: 47x24
Property
Details
- Parcel number: 109030010060003.00
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Patio,Covered
- Exterior features: Barbecue,Balcony,Entry Steps/Stairs
- Fencing: Back Yard
Lot
- Lot size: 3.89 Acres
- Features: Level,Sprinklers In Front,Sprinklers In Rear
- Lot size dimensions: 3.89
Parking
- Total spaces: 5
- Parking features: Additional Parking,Attached,Garage,Circular Driveway,Detached,Off Street,Storage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $923 | $11,076 |
| Property Taxes | $524 | $6,288 |
| Electricity | $750 | $9,008 |
| Total | $7,248 | $86,976 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $999,000 |
| 2026-01-21 | Listing removed | $1,150,000 |
| 2025-04-23 | Price change | $1,150,000 |
| 2024-10-22 | Listed for sale | $1,310,000 |
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