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9848 Highland Ct, Bonne Terre, MO, 63628

4beds
2baths
1,755sqft
$58,000
$33price/sqft
$526/moest. monthly cost
$21,040/yrincome needed

About This Home

BACK ON MARKET AT NO FAULT TO SELLER - CONTRACT WAS CONTINGENT UPON THE SALE OF BUYER'S HOME THAT NEVER HAPPENED! This listing consists of 8, level lots in Lake Timberline, a private well and septic, and usable outbuildings. The house is currently uninhabitable due to a fire. When viewing the property, no one is allowed to access the home. This transaction is to remain AS-IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
3/10
North Co. Middle SchoolGrades 7-89.5 mi
3/10
North Co. Sr. High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area above ground: 1,755

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,755 sqft

Property

Details

  • Parcel number: 026013010060003.00
  • Special condition: Listing As Is,Standard

Features

  • Levels: One

Lot

  • Lot size: 1.32 Acres
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $293$3,516
Home Insurance *$62$744
Property Taxes $30$360
Electricity $141$1,693
Total$526$6,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,034/yr
40% on housing$15,780/yr
45% on housing$14,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 63628$157
St. Francois County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 63628$134
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Price change$58,000
2026-06-23Listed for sale$60,000
2026-04-25Contingent$60,000
2026-04-15Listed for sale$60,000

For Sale by Agent

AgentLouise J Robertson
BrokerageHeartland Realty

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