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1811 2nd St, Bonne Terre, MO, 63628

2beds
1baths
980sqft
$175,000
$179price/sqft
$1,303/moest. monthly cost
$52,120/yrincome needed

About This Home

Bring your Boat and pole to enjoy the Lake Living in a gated community! The home is move in ready, with 2 Bedrooms and 1 full bath. Look!, you have a 30x40 Pole Barn with an attached Craft Room, Need more space for storage?? Enjoy 2 more out building and your very own Storm Shelter. The Back Deck offers views of all the wild life. The level lot has so much to offer, Your outdoor Oasis is ready for all your entainment with your built in firePit. This could be used for main living or your turn key Lake Home for the weekend get~a~ way. Selling as is

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
3/10
North Co. Middle SchoolGrades 7-88.3 mi
3/10
North Co. Sr. High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Range Hood,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Door features: Storm Door(s)
  • Flooring: Carpet,Ceramic Tile,Linoleum
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: None,Propane
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 026023040140003.00
  • Attached to another structure: Yes
  • Special condition: Listing As Is
  • Other equipment: None

Features

  • Levels: One
  • Fencing: Chain Link
  • Waterbody name: Lake Timberline

Lot

  • Lot size: 0.87 Acres
  • Features: Back Yard,Cleared,Few Trees,Front Yard,Garden,Level,Scattered Woods

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$187$2,244
Property Taxes $91$1,092
Electricity $141$1,693
Total$1,303$15,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,674/yr
40% on housing$39,090/yr
45% on housing$34,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 63628$155
St. Francois County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 63628$134
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$175,000
2026-07-31Listed for sale$175,000

For Sale by Agent

AgentLisa D Casey-Rush
BrokerageColdwell Banker Realty - Gundaker

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