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47 N Allen St, Bonne Terre, MO, 63628

6beds
2baths
4,118sqft
$275,000
$67price/sqft
$2,142/moest. monthly cost
$85,680/yrincome needed

About This Home

Unlock a unique live/work opportunity in the heart of Bonne Terre! Located at 47 N Allen St, this versatile two-story commercial building offers over 3,400 sq ft of prime real estate. Previously housing a bustling salon, massage studio, coffee shop with a drive-thru window, and offices, the layout is perfect for your next entrepreneurial venture. Positioned in the center of the community and just a short drive from Mineral Area College, your business will benefit from a high-traffic area with excellent visibility and quick access to Highway 67. The property includes plenty of dedicated parking, eliminating any access concerns. A large shed/outbuilding provides valuable extra storage or workshop space. This is a rare chance to establish your business and your home in one strategic location. Imagine the convenience and potential of bringing your vision to life in a space that offers it all. Don't miss out on this exceptional property.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
2/10
North Co. Middle SchoolGrades 7-83.9 mi
3/10
North Co. Sr. High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Oven,Range,Electric Water Heater,Water Softener

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Entrance Foyer,Historic Millwork,Other,Storage,Track Lighting
  • Finished area above ground: 4,118

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Varies by Unit
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,118
  • Total interior livable area: 4,118 sqft

Property

Details

  • Parcel number: 076014010150007.00
  • Special condition: Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.26 Acres
  • Features: City Lot,Corner Lot
  • Lot size dimensions: irreg

Parking

  • Total spaces: 12
  • Parking features: Alley Access,Asphalt,Drive Through,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$294$3,528
Property Taxes $144$1,728
Electricity $314$3,773
Total$2,142$25,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,440/yr
40% on housing$64,260/yr
45% on housing$57,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 63628$156
St. Francois County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 63628$134
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$299,900
2025-12-04Listed for sale$350,000
2025-11-21Contingent$350,000
2025-10-03Listed for sale$350,000

For Sale by Agent

AgentDonyel M Burns
BrokerageKeller Williams Realty Platinum

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