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943 Judy Dr, Farmington, MO, 63640

3beds
1baths
1,120sqft
$165,000
$147price/sqft
$1,213/moest. monthly cost
$48,520/yrincome needed

About This Home

Come check out this 3-bedroom, 1 bathroom home sitting on a double lot in the Farmington School District. This property features all 3 bedrooms on the main floor. Including main floor laundry. The basement is completely unfinished, with opportunity to add more space. Seller Disclosure coming soon. Short sale opportunity.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
6/10
Farmington Middle SchoolGrades 7-82.3 mi
5/10

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 097026040030022.00
  • Special condition: Short Sale

Features

  • Levels: One

Lot

  • Lot size: 0.37 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$152$1,824
Property Taxes $86$1,032
Electricity $141$1,693
Total$1,213$14,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,588/yr
40% on housing$36,390/yr
45% on housing$32,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$217
St. Francois County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$165,000
2026-05-19Listed for sale$177,000
2024-11-05Sold--
2024-10-31Pending sale$170,000
2024-10-05Contingent$170,000
2024-08-31Listed for sale$170,000
2024-08-06Listing removed$175,000
2024-04-27Price change$180,000
2024-04-05Listed for sale$190,000

For Sale by Agent

AgentTyler A Schwartz
BrokerageRealty Exchange

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