495 Windsor Dr, Taylorsville, NC, 28681
About This Home
FSBO: Windsor Pointe lake home located off Church Road just past Wittenburg School. Perfect shoreline for fun with a covered boat dock $875,000 3,053 sq ft; 3 bed; 3 bath .88 acres Built in 2001 Brick ranch with finished basement HOA fee: $300/year 2021: new aluminum awning 2022: new architectural shingle roof and new stackable w/d in basement 2024: new stackable w/d and dishwasher main floor Appliances included Brick walls inside upper garage with siding on the ceiling with hot/cold water spigot Radon Removal System in Basement If I decide to list with a realtor, I have one. Timeframe to move: November 2026
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
- Laundry features: Main Level,Laundry Closet
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Breakfast Bar,Open Floorplan,Cable Available
- Door features: g-Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Tile,Hardwood,Laminate
- Fireplace features: Living Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 264
Heating & Cooling
- Heating features: Forced air,Heat pump,Electric,Propane / Butane
- Cooling features: Central
Interior Area
- Total interior livable area: 3,053 sqft
Property
Details
- Parcel number: 0063618
- Zoning: RES
- Special condition: Standard
Features
- Exterior features: Brick
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Pond/Lake,Lake Access,Floating Dock
- Waterbody name: Lake Hickory
- Frontage type: Waterfront
Lot
- Lot size: 0.88 Acres
- Features: Cul-de-Sac
Parking
- Total spaces: 3
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Alexander County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,449 | $53,388 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $535 | $6,420 |
| Electricity | $284 | $3,412 |
| Total | $5,588 | $67,056 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Price change | $870,600 |
| 2026-01-06 | Listed for sale | $875,000 |
| 2020-02-10 | Sold | $457,000 |
| 2020-01-07 | Pending sale | $475,000 |
| 2019-11-14 | Listed for sale | $475,000 |
| 2016-09-26 | Sold | $427,500 |
| 2016-03-18 | Price change | $449,900 |
| 2016-02-13 | Listed for sale | $479,900 |
| 2015-09-24 | Listing removed | $489,900 |
| 2015-01-20 | Listed for sale | $489,900 |
| 2013-06-14 | Sold | $417,000 |
| 2013-04-21 | Listed for sale | $439,000 |
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