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105 Mountain Aire Dr, Stony Point, NC, 28678

2beds
3baths
1,543sqft
$489,900
$317price/sqft
$3,204/moest. monthly cost
$128,160/yrincome needed

About This Home

It’s never too early to start planning your lake life! Located in the gated Riverwalk community on Lake Lookout Shoals, this property offers the rare feel of living on a quiet, secluded lake. Situated on approximately 1.2 acres of waterfront this home perfectly positioned to capture gorgeous southwest lake views and unforgettable western sunsets. The spacious living room and eat-in kitchen both open directly to a large, elevated lake-view deck featuring composite decking and cable railing. Crown moldings in all main level living areas. Additional outdoor living spaces include a ground-level patio beneath the deck and a separate yard-level deck, all enjoying serene water views. The primary bedroom features a walk-in closet and an ensuite bathroom with walk-in shower and linen closet. The guest bedroom also includes a walk-in closet. A full, unfinished basement with 10-foot ceilings offers excellent potential for a game room or additional living space and includes built-in storage shelving. The oversized one-car garage is equipped with a workbench and a bathroom with shower, making lake days especially convenient. On-property lake access includes a beach area, boardwalk, and a floating boat dock with metal roof and boat lift. Several lake toys convey with the property, including a canoe and float tubes. Recent updates include new windows in 2024, a new roof in 2023, and new kitchen countertops in 2025. The property is served by a private well and septic system. The Riverwalk community offers gated roads, a private beach, picnic pavilion, boat launch ramp, day dock, and a locked boat storage lot. Conveniently located near golf, hiking, fishing, and easy day trips to Charlotte, Asheville, Boone, Blowing Rock, Statesville, and more. Property is located on a gated street and shown by appointment only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Stony Point ElementaryGrades PK-57.1 mi
3/10
East Alexander MiddleGrades 6-810.5 mi
3/10
Alexander Central HighGrades 9-1210.5 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Kitchen Island,Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,543

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,543
  • Total interior livable area: 1,543 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0062251
  • Zoning: RA-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Beach - Public,Boat Lift,Boat Ramp – Community,Pier,Waterfront
  • Waterbody name: Lookout Shoals Lake

Lot

  • Lot size: 1.20 Acres
  • Features: Views
  • Lot size dimensions: 1.2 Ac irreg

Parking

  • Total spaces: 1
  • Parking features: Basement,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$227$2,724
Property Taxes $300$3,600
Electricity $200$2,405
Total$3,204$38,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,851/yr
40% on housing$96,120/yr
45% on housing$85,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 28678$114
Alexander County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28678$185
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$499,500
2026-04-03Price change$510,000
2026-03-04Price change$515,000
2026-01-16Listed for sale$525,000
2026-01-15Listing removed--
2025-09-22Listed for sale$530,000
2025-09-08Listing removed--
2025-08-01Price change$530,000
2025-07-04Listed for sale$550,000
2015-11-16Sold$251,500
2015-07-23Pending sale$271,500
2015-05-01Price change$271,500
2015-02-25Listed for sale$275,000

For Sale by Agent

AgentGrace Cunningham
BrokerageRE/MAX Properties Plus, Inc.

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