776 Smith Farm Rd, Stony Point, NC, 28678
About This Home
Beautiful all-brick ranch home featuring 4 bedrooms and 3 full baths situated on a spacious 1-acre lot. This home offers incredible storage throughout, a 2-car garage, and a private in-ground pool perfect for relaxing or entertaining. The gourmet kitchen is designed for both everyday living and entertaining with large granite countertops, an oversized island, stainless steel appliances, abundant cabinetry, and hidden storage drawers. Enjoy outdoor living with a large deck overlooking the in-ground pool, ideal for gatherings and summer cookouts. Inside, the home features two gas fireplaces creating warm and inviting living spaces. The finished basement provides additional flexible living space including a second kitchen, office, family room, and two bonus rooms. Additional features include solar panels for extremely low energy costs and a whole-house generator for added peace of mind. A spacious property with versatile living space, energy efficiency, and excellent indoor and outdoor entertaining areas.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Construction materials: Brick Full,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Basement Garage Door,Exterior Entry,Full,Interior Entry,Partially Finished,Storage Space,Unfinished
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 4
Dining Area
- Level: Main
Features
- Kitchen Island
- Flooring: Tile,Wood
- Fireplace features: Den,Gas,Gas Log,Living Room,Propane
- Finished area below ground: 1,302
- Finished area above ground: 2,137
Flex Space
- Level: Basement
Flex Space
- Level: Basement
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,137
- Total interior livable area: 3,439 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Office
- Level: Basement
Other
- Level: Basement
Primary Bedroom
- Level: Main
Sunroom
- Level: Main
Utility Room
- Level: Basement
Property
Details
- Parcel number: 0000240
- Zoning: RA-20
- Special condition: Standard
- Other equipment: Generator
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Pool features: Fenced,In Ground
- Fencing: Back Yard
- Waterfront features: None
Lot
- Lot size: 1 Acres
- Features: Sloped
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Alexander County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $290 | $3,480 |
| Electricity | $320 | $3,843 |
| Total | $3,231 | $38,772 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Contingent | $499,900 |
| 2026-03-12 | Listed for sale | $499,900 |
| 2018-10-12 | Listing removed | $289,900 |
| 2018-10-12 | Listed for sale | $289,900 |
| 2018-10-11 | Sold | $290,000 |
| 2018-08-23 | Pending sale | $289,900 |
| 2018-08-10 | Listed for sale | $289,900 |
| 2018-01-05 | Listing removed | $295,000 |
| 2017-10-15 | Listed for sale | $295,000 |
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