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192 Reese Loop, Taylorsville, NC, 28681

2beds
3baths
1,700sqft
$378,000
$222price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

Charming Contemporary Home on 0.68 Private Acres with Owner Financing – Just $399,000! Looking for peaceful country living with easy access to town amenities? This move-in-ready contemporary home on 0.68 acres in Taylorsville delivers comfort, space, and flexibility — now offered at an attractive $399,000 with owner financing available! Step inside this well-maintained 1.5-story home built in 1996 and enjoy fresh updates including new carpet and fresh paint throughout. The bright, open living room features soaring vaulted ceilings and a cozy fireplace with insert — perfect for relaxing evenings. The main-level primary suite offers a spacious walk-in closet and large full bath for everyday convenience. Upstairs, you’ll find an additional bedroom, full bath, and a versatile loft area ideal for an office, reading nook, or guest space. The functional kitchen and dining area flow naturally into the home, while the main-level laundry room adds practicality. A bright sunroom bathed in natural light is ideal for morning coffee or evening unwinding, and the screened-in back porch provides three-season enjoyment. Step outside to two decks overlooking the beautiful, level, cleared, and private yard — plenty of room to garden, entertain, or simply enjoy the outdoors on this spacious 0.68-acre lot. Located just minutes from local amenities, this home offers the best of both worlds — a quiet country setting with convenient access. This charming, well-loved property is ready for its next chapter. With owner financing available, it’s easier than ever to make this home yours! Don’t miss this rare opportunity at $399,000. Schedule your private showing today. Price: $399,000 Acreage: 0.68 Beds: 2 Baths: 2 full / 1 half Sq Ft: 1,700 (above grade) Year Built: 1996 Style: Contemporary Schools: Sugarloaf Elementary, East Alexander Middle, Alexander Central High Water: County Water | Sewer: Septic Lot Features: Cleared, Corner Lot, Level, Private

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
Sugar Loaf ElementaryGrades K-51.7 mi
3/10
East Alexander MiddleGrades 6-84.8 mi
3/10
Alexander Central HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Construction materials: Stone Veneer,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Mud Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0062110
  • Zoning: RA-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.64 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,911$22,932
Home Insurance *$137$1,644
Property Taxes $243$2,916
Electricity $200$2,405
Total$2,491$29,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28681$218
Alexander County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 28681$192
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$399,000
2022-06-27Sold$335,000
2022-05-31Pending sale$349,900
2022-05-25Listed for sale$349,900

For Sale by Agent

AgentCaleb Rice
BrokerageC. Rice and Associates LLC

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