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412 E 2nd Street, Washington, NC, 27889

4beds
3baths
1,903sqft
$615,000
$323price/sqft
$4,083/moest. monthly cost
$163,320/yrincome needed

About This Home

The best of both worlds, this classic 1890 North Carolina shotgun Victorian was gutted down to the studs and fully renovated with every contemporary convenience. Top-tier finishes, thoughtful upgrades and low maintenance, energy efficient systems. Centrally located in the heart of Washington's Historic Harbor District, this one-of-a-kind home offers all the benefits of quality custom new construction, while staying true to the original character and architectural style of a home of its era. Southern front porch, rear deck and large fenced backyard with room for a garage or in-ground pool. See Additional Features under Documents for more details.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Eastern ElementaryGrades PK-10.8 mi
4/10
P S Jones MiddleGrades 6-82.0 mi
2/10
Washington HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Cedar,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic District,Historic Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Tankless Water Heater
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Tile
  • Attic: Access Only,Scuttle

Heating & Cooling

  • Heating features: Wall Furnace,Heat Pump,Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned,Heat Pump

Interior Area

  • Total structure area: 1,903
  • Total interior livable area: 1,903 sqft

Property

Details

  • Parcel number: 41942
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Deck,Patio,See Remarks,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Thermal Doors,Other32
  • Fencing: Full,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 35 x 211

Parking

  • Parking features: Concrete,Off Street,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$305$3,660
Property Taxes $469$5,628
Electricity $200$2,405
Total$4,083$48,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,988/yr
40% on housing$122,490/yr
45% on housing$108,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$149
Beaufort County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$675,000
2022-02-23Sold$75,000
2022-02-04Pending sale$75,000
2022-01-25Listed for sale$75,000
2021-03-26Sold$15,000

For Sale by Agent

AgentScott Campbell, Coldwell Banker Sea Coast Advantage - Washington, Alexis Davis, Coldwell Banker Sea Coast Advantage - Washington
BrokerageColdwell Banker Sea Coast Advantage - Washington

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