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702 N Charlotte Street, Washington, NC, 27889

3beds
3baths
1,972sqft
$335,000
$170price/sqft
$2,314/moest. monthly cost
$92,560/yrincome needed

About This Home

Move-in ready and completely renovated! This charming 1930 home offers 3 bedrooms, 2.5 baths, and an ideal location in historic downtown Washington, just minutes from the picturesque waterfront, restaurants, shopping, and local events. ---Situated on a large corner lot, the property features a wraparound porch, spacious backyard, and front and rear off-street parking. Inside you'll find a beautifully updated open-concept living, kitchen, and dining area with multiple dining spaces perfect for gatherings and everyday living. ---The first-floor primary suite includes a tiled wall shower with built-in niches and tub, while two large bedrooms and a full bath are located upstairs. A convenient half bath with laundry area is also located on the main level. Additional upgrades include a brand-new HVAC system and hot water heater. This home seamlessly blends historic charm with today's modern conveniences.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

--
Eastern ElementaryGrades PK-10.4 mi
4/10
P S Jones MiddleGrades 6-83.8 mi
3/10
Washington HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Gas Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,972
  • Total interior livable area: 1,972 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 44428
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch,Wrap Around,Side Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot
  • Lot size dimensions: Irregular

Parking

  • Parking features: On Street,Unpaved,Off Street,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$166$1,992
Property Taxes $255$3,060
Electricity $200$2,405
Total$2,314$27,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,337/yr
40% on housing$69,420/yr
45% on housing$61,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$152
Beaufort County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$335,000
2026-06-27Listed for sale$359,999
2026-01-18Listing removed$345,000
2025-08-06Listed for sale$334,500
2024-07-08Listing removed--
2024-07-04Listing removed--
2024-06-21Price change$345,000
2024-06-04Listed for rent$2,000
2024-05-14Price change$350,000
2024-03-30Listed for sale$395,000
2021-02-28Listing removed--
2020-10-28Listing removed$1,800
2020-10-21Listed for rent$1,800
2019-12-12Listing removed$1,750
2019-10-24Price change$1,600
2019-09-22Listed for rent$1,700
2019-07-22Sold$23,750
2019-07-02Pending sale$29,500
2019-06-12Price change$29,500
2019-05-14Price change$32,000
2019-04-15Price change$35,000
2019-03-19Price change$38,500
2019-02-11Price change$41,500
2018-10-23Listed for sale--

For Sale by Agent

AgentMilton Ross Gould
BrokerageKeller Williams Crystal Coast

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