899 Lonesome Pine Rd, Murphy, NC, 28906
About This Home
Tucked away on a peaceful cove of Lake Hiwassee in the prestigious Bear Paw community, this lakefront home offers the perfect blend of comfort, space, and natural beauty. A paved driveway welcomes you with split access, providing convenient parking at the main level and entry to the lower-level garage. Step into the expansive screened porch, where serene forest views surround you on three sides. Enter into the bright and open Great Room, with a vaulted wood ceiling, rich wood walls, and a floor-to-ceiling wood-burning fireplace. Sliding glass doors lead to a spacious deck overlooking the lake, with steps taking you down to the backyard and your private dock. The kitchen and dining area are filled with light, enhanced by plantation shutters on the windows. The kitchen has generous cabinet and counter space along with a convenient hanging pot rack. Down the hall, you'll find a laundry room with washer and dryer included, and built-in cabinets and shelving. This level also features a comfortable guest bedroom with deck access and a full bathroom. Upstairs, three more bedrooms provide plenty of space for family and friends, including one with its own private balcony, along with another full bathroom. The lower level expands your living options with a bonus room, a recreation room with access to a covered porch, and a single-car basement garage. Outside, enjoy a front yard fire pit area and a backyard that opens directly to the lake. Relax on your deck as boats drift by from the nearby marina, and take full advantage of lakeside living with your own private dock. Residents of Bear Paw Resort enjoy a wide range of amenities, including a pool, tennis and basketball courts, pickleball, marina access, a community pavilion, and miles of paved roads suitable for walking, biking, and golf cart use—all within a secure, gated community. This property offers a rare combination of location, design, and enduring views—an exceptional opportunity to own a distinctive lakefront home.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Excellent
- Year built: 1985
Materials
- Foundation: Other
- Roof: Metal
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Ranch
- Property subType: Residential,Cabin,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater
- Laundry features: Main Level,Washer/Dryer Connection
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Drywall,Vaulted Ceiling(s),Wood Ceiling(s),Wood Walls
- Flooring: Carpet,Luxury Vinyl,Parquet,Vinyl,Wood
- Fireplace features: Great Room,Wood Burning
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Property
Details
- Parcel number: 455410362084000
- Zoning: PD
- Zoning description: Planned Development
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck/Patio,Porch
- Exterior features: Dock,Fire Pit,Storage
- Has view: Yes
- View description: Excellent View
- On waterfront: Yes
- Waterfront features: Lake Access,Lake Front
Lot
- Lot size: 0.33 Acres
- Features: Wooded,Less than 1 Acre
- Lot size dimensions: 0.33
Parking
- Total spaces: 1
- Parking features: Paved,Basement
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,931 | $35,172 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $536 | $6,432 |
| Electricity | $200 | $2,405 |
| Total | $3,881 | $46,572 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $579,800 |
| 2023-05-01 | Sold | $425,000 |
| 2023-03-07 | Pending sale | $449,800 |
| 2023-02-27 | Listed for sale | $449,800 |
| 2022-12-14 | Listing removed | -- |
| 2022-09-20 | Pending sale | $499,800 |
| 2022-02-02 | Listed for sale | $499,800 |
| 2021-03-15 | Sold | $2,500 |
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