1720 Caney Creek Rd, Murphy, NC, 28906
About This Home
Mountain living feels effortless in this chalet-style retreat, where warm wood details, branch frontage, and flexible living space create the kind of home buyers hope to find but rarely do. Fresh exterior paint, a metal roof, paved road access, asphalt drive, attached carport, detached double garage with finished storage space, fiber optics, and a generator add everyday confidence, while cathedral wood ceilings, wood floors, a wood-burning fireplace, and a spacious kitchen with island and double oven make the main level feel inviting and practical. The upstairs primary suite offers privacy with a walk-in closet and tiled shower, while the finished basement expands the possibilities with a family room, second kitchen, bar with mini fridge, bonus room, bath, and wood stove. Enjoy the deck, porch, patio, and firepit after a day exploring Murphy's River Walk, Piney Knob Trail, downtown shops, and nearby mountain recreation.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1999
Materials
- Roof: Metal
- Construction materials: Frame,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Residential
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Wood,Tile
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 2,377
- Total interior livable area: 2,377 sqft
Property
Details
- Parcel number: 4404600067605
Features
- Levels: Two
- Stories: 2
- Exterior features: Storage
- Has view: Yes
- View description: Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek
- Frontage type: Road,Creek
- Topography of land: Level,Sloping,Steep
Lot
- Lot size: 1.78 Acres
Parking
- Parking features: Carport,Driveway,Concrete
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $217 | $2,604 |
| Electricity | $221 | $2,656 |
| Total | $3,014 | $36,168 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $595,000 |
| 1996-09-06 | Sold | $14,500 |
View on Zillow