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43 Hitchcock St, Murphy, NC, 28906

6beds
4baths
--sqft
$599,900
--price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Charming 1970s Home with Income-Generating Apartment on a Peaceful Street in Downtown Murphy Welcome to this spacious 4-bedroom, 3-bathroom home situated on an impressive 4 city lots, located on a peaceful street just a short walk from the vibrant heart of downtown Murphy. This property combines the character of a classic 1970s home with the potential for modern updates, making it a fantastic opportunity for families or investors alike. Key Features: Generous Living Space: The inviting layout boasts a large living room filled with natural light, perfect for entertaining or cozy family gatherings. Spacious Bedrooms: Four well-sized bedrooms provide ample space for rest and relaxation. The master suite includes an en-suite bathroom for added convenience. Functional Bathrooms: The home features three bathrooms, ensuring comfort for family members and guests. Income-Producing Apartment: A bonus 1-bedroom, 1-bathroom apartment provides additional income potential, making this property an ideal investment. Expansive Yard: Enjoy the outdoors on the vast 4 city lots, ideal for gardening, play, or future expansion possibilities. Garage: The property includes a garage for secure parking and additional storage. Prime Location on a Tranquil Street: Nestled on a tranquil street, this home offers a serene environment for families while being just a leisurely stroll away from downtown Murphy's local shops, restaurants, parks, and community events. This home offers a unique blend of vintage charm and modern potential in a desirable and peaceful location. Don't miss your chance to own a piece of Murphy's history while being close to all the amenities the downtown area has to offer. Schedule a viewing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Murphy ElementaryGrades PK-50.7 mi
5/10
Murphy MiddleGrades 6-81.8 mi
7/10
Murphy HighGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Sheetrock,Additional Dwelling Unit,High Speed Internet
  • Flooring: Wood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Wood Stove,Propane
  • Cooling features: Central Air

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 459214239804000

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 0.91 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$221$2,652
Property Taxes $342$4,104
Electricity $200$2,405
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$189
Cherokee County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listing removed$2,200
2026-04-11Listed for sale$599,900
2026-03-26Listing removed$599,900
2026-03-26Listed for rent$2,200
2026-02-15Listing removed$2,200
2026-02-15Listed for sale$599,900
2026-01-09Listing removed$599,900
2026-01-09Listed for rent$2,200
2025-09-15Price change$599,900
2025-06-25Price change$614,900
2025-04-07Price change$624,900
2025-03-28Listed for sale$625,000
2021-03-10Listing removed--
2019-06-03Listing removed$1,400
2019-05-07Listed for rent$1,400
2016-05-23Sold$1,500

For Sale by Agent

AgentAutumn Ritz
BrokerageREMAX Town & Country - Murphy

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