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27 Bayless St, Murphy, NC, 28906

5beds
5baths
3,786sqft
$439,800
$116price/sqft
$2,977/moest. monthly cost
$119,080/yrincome needed

About This Home

Step into timeless charm and modern comfort with this beautifully refreshed 5-bedroom, 5-bathroom traditional brick and board & batten home, conveniently located in the heart of downtown Murphy. Built in 1957, this home offers the perfect blend of solid construction and thoughtful 2026 updates, making it an exceptional choice for today's lifestyle. A welcoming front porch framed by vibrant knockout rose bushes sets the tone as you enter into a bright, freshly painted foyer. Newly refinished hardwood floors and fresh paint flow throughout the main level, creating a clean and inviting atmosphere. To the right, a spacious living room features a true masonry wood-burning fireplace with a classic marble surround, while the adjacent dining area includes direct outdoor access to one of TWO carports. The kitchen combines charm and functionality with freshly painted cabinetry, countertops, brand new stainless steel appliances, a customized pantry and spice cabinetry, and a cozy attached porch that fills the space with light. All five bedrooms are private suites with en suite bathrooms, offering comfort and flexibility for family or guests. The main level includes two bedrooms, one with washer/dryer connections, while a third bedroom showcases distinctive wormy chestnut paneling, built-in bookshelves, and its own masonry fireplace just off the primary suite. The lower level expands your living space with two additional bedroom suites, a bonus media room, a dedicated laundry room with utility sink, and the fifth full bathroom. Additional highlights include two parking areas: a basement single-car garage with carport and an extra double carport. With its prime location, spacious layout, and extensive updates, this home is a rare opportunity to enjoy classic character with modern convenience right in the heart of downtown Murphy NC. Walkable to great restaurants and all that downtown offers!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Murphy ElementaryGrades PK-50.2 mi
5/10
Murphy MiddleGrades 6-81.2 mi
7/10
Murphy HighGrades 9-121.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1957

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Drywall,Paneling,Pantry,Primary on Main,Tile Shower/Tub,Walk-In Closet(s),Wood Walls,Other
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile,Wood
  • Fireplace features: Living Room,Masonry,Recreation Room,Wood Burning,Other
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Heat Pump,Ductless
  • Cooling features: Central Air,Heat Pump,Split Unit

Interior Area

  • Total structure area: 3,786
  • Total interior livable area: 3,786 sqft

Property

Details

  • Parcel number: 459215641609000
  • Zoning: R-1
  • Zoning description: Light Industrial

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 7,840 sqft
  • Features: City Lot,Lot,Less than 1 Acre
  • Lot size dimensions: 0.18

Parking

  • Total spaces: 4
  • Parking features: Concrete,Basement,Attached Carport,Carport Double Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,223$26,676
Home Insurance *$162$1,944
Property Taxes $240$2,880
Electricity $352$4,231
Total$2,977$35,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,068/yr
40% on housing$89,310/yr
45% on housing$79,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$474,800
2025-06-12Sold$230,000
2025-05-05Pending sale$260,000
2025-04-01Price change$260,000
2025-03-24Price change$270,000
2025-03-10Price change$280,000
2025-03-05Price change$295,000
2025-02-24Listed for sale$315,000
2015-05-28Sold$178,000

For Sale by Agent

AgentPoltrock Team
BrokerageReMax Mountain Properties

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