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63 Carrington St, Murphy, NC, 28906

4beds
3baths
2,800sqft
$379,000
$135price/sqft
$2,526/moest. monthly cost
$101,040/yrincome needed

About This Home

Find yourself located in the city limits of Murphy in a very desirable neighborhood in this well maintained and refreshed brick home! This 4 bedroom 3 bath home has 2 additional rooms. New roof 2025 and Groundworks system, with HVAC and back up propane heater and gas logs in the fireplace. Utility room on the 2 car covered carport has lots of storage. The upstairs has a sunroom, kitchen, den, living room, bath, 2 bedrooms and a master bedroom with en-suite bathroom and access to a deck for beautiful sunsets. The basement is a fully finished walk out basement to a patio and private backyard. The basement features one bedroom, bath, laundry room, family room and bonus room. The back yard is private, quiet and you can enjoy the peaceful atmosphere of the backyard. Quiet living and conveniences of town living!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Murphy ElementaryGrades PK-50.4 mi
5/10
Murphy MiddleGrades 6-80.9 mi
7/10
Murphy HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Footing
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 459207670995000

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$139$1,668
Property Taxes $211$2,532
Electricity $260$3,129
Total$2,526$30,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,605/yr
40% on housing$75,780/yr
45% on housing$67,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$395,000

For Sale by Owner

AgentProperty Owner

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