522 Fred Amos Rd, Murphy, NC, 28906
About This Home
Welcome to your own private retreat! This spacious 3 bedroom, 3 bath home sits on 3.5 +/- acres of unrestricted land, offering the perfect blend of comfort, functionality, and freedom to use the property as you choose. With additional sleeping rooms, there's plenty of space for guests, extended family, or flexible use. Both the home and the detached two-car garage feature durable metal roofs, adding long-term value and peace of mind. The property is thoughtfully landscaped with mature vines, blueberry bushes, a pear tree, a garden area, and an abundance of vibrant flowers—creating a serene, park-like setting. Enjoy the convenience of paved access all the way to the front door. A small branch runs through the front yard, adding to the natural charm and peaceful setting. Step outside to your private backyard oasis featuring a stunning heated in-ground pool just off the basement level. The pool area is an entertainer's dream, complete with a full bar/kitchen setup, dedicated bathrooms, and a mini-split heating and cooling system—perfect for hosting gatherings year-round. The pool also features an automatic cover and is fully gated, offering added safety, security, and ease of maintenance. Additional features include a WHOLE HOUSE GENERATOR, and a large storage shed located behind the garage, providing ample space for tools, equipment, or hobbies. This unique property offers space, privacy, and incredible amenities—ideal for full-time living, a vacation getaway, short-term rental potential, or even a mini homestead.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2002
Materials
- Roof: Metal
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential
Interior
Appliances
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Sheetrock,High Speed Internet
- Flooring: Wood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,880
- Total interior livable area: 2,880 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 459400236443000
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Outdoor Pool,Community,Indoor
- Patio & porch: Screened,Front Porch
- Exterior features: Storage,Garden,Fire Pit,Retaining Walls,Outdoor Kitchen
- Frontage type: Road,Branch
- Topography of land: Level,Sloping
Lot
- Lot size: 3.50 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Carport,Driveway,Asphalt,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Cold Wave
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $468 | $5,616 |
| Electricity | $268 | $3,218 |
| Total | $4,940 | $59,280 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $774,900 |
View on Zillow