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282 Myers Branch Rd, Murphy, NC, 28906

4beds
2baths
1,368sqft
$318,500
$233price/sqft
$2,135/moest. monthly cost
$85,400/yrincome needed

About This Home

Charming Country Home with Stream, Pool & Expansive Outdoor Living Welcome to this wonderful 2.5-story tan home nestled on a flat 1.3-acre lot in the country—offering peaceful surroundings yet conveniently close to town. Behind the property, a gentle, melodious stream provides a soothing backdrop that you can enjoy from the spacious screened-in back porch. Attached to the home is a massive pressure-treated deck featuring a 27' round above-ground pool—perfect for relaxing or entertaining. The deck is equipped with electrical outlets for your convenience. The screened porch features sliding barn doors that open to atrium doors, revealing beautiful hickory hardwood floors that flow into the dining area and kitchen. The inviting living room includes a gas log, vent-free fireplace that provides excellent and efficient heating during the winter months. The spacious kitchen boasts stainless steel appliances, including an apron-front farmhouse sink. The main floor offers convenient single-level living with a master bedroom, master bath, and laundry area. The home also features an on-demand water heater—one of the most economical upgrades you can have. And as a bonus, the electric water heater is still attached to give a second option for hot water. Upstairs, you'll find three additional bedrooms, a full bathroom, and a large foyer area. Outdoors, enjoy evenings around the fire pit patio, finished with flagstone and pea gravel for a rustic, inviting feel.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Peachtree ElementaryGrades PK-51.9 mi
5/10
Murphy MiddleGrades 6-84.6 mi
7/10
Murphy HighGrades 9-124.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1985

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Oven,Range,Refrigerator,Electric Water Heater,Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Drywall,Primary on Main
  • Flooring: Hardwood,Luxury Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,368
  • Total interior livable area: 1,368 sqft

Property

Details

  • Parcel number: 552101050161000
  • Zoning description: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Porch,Screened
  • Waterfront features: Branch,Creek

Lot

  • Lot size: 1.30 Acres
  • Features: Level/Rolling Land,1-3 Acres,Unrestricted
  • Lot size dimensions: 1.3

Parking

  • Parking features: Concrete,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,610$19,320
Home Insurance *$117$1,404
Property Taxes $208$2,496
Electricity $200$2,405
Total$2,135$25,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,200/yr
40% on housing$64,050/yr
45% on housing$56,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$318,500
2025-12-09Price change$319,800
2025-10-23Listed for sale$324,800
2025-10-23Listing removed--
2025-10-02Listed for sale$325,000
2025-09-10Listing removed--
2025-06-09Price change$325,000
2025-05-21Listed for sale$329,900
2015-07-30Sold$85,000

For Sale by Agent

AgentPoltrock Team
BrokerageReMax Mountain Properties

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