215 Black Bear Rdg, Murphy, NC, 28906
About This Home
Escape the crowded neighborhoods and enjoy true mountain living in this chalet-style cabin on 0.94 acres bordering US Forest Service property. The home needs cosmetic updating but offers the setting, layout, and mountain character buyers are looking for, with 2 bedrooms, 2 bath, 1,088 sq ft, wood siding, cathedral ceilings, and a fireplace. Mountain views set the tone from the side deck or screened sunroom, which extends your living space for morning coffee, rainy afternoons, or cool evening air. A ground-level porch with swing adds classic cabin charm, and the basement workshop gives you room for tools, hobbies, or extra storage. With fiber optic internet, paved road access, and gravel parking, you get the privacy buyers want without giving up practical comforts. Close to Murphy's outdoor recreation and minutes from Erlanger Western Carolina Hospital, John C. Campbell Folk School, and Tri-County Community College.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1994
Materials
- Roof: Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet,Cabin
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Disposal,Washer,Dryer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock
- Flooring: Carpet,Vinyl
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 1,088
- Total interior livable area: 1,088 sqft
Property
Details
- Parcel number: 553200292203000
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Mountain(s)
- Frontage type: USFS
- Topography of land: Wooded
Lot
- Lot size: 0.94 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $76 | $912 |
| Electricity | $200 | $2,405 |
| Total | $1,685 | $20,220 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $259,900 |
View on Zillow