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19 Kelly St, Gates, NC, 27937

4beds
3baths
3,080sqft
$389,900
$127price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Room for everyone! This immaculately maintained ranch is over 3000 sq ft. With 4 bedrooms, 3 full bathrooms allows space for large or multi-generational families. Perfectly set up kitchen makes cooking a breeze! Formal Living room and Den both with fireplaces for those chilly nights. Large primary suite with private bath and walk in closet. Invite your friends for a cookout and enjoy the large back deck. Attached (2) car garage with pull down attic that has lots of storage. Pet room that is air conditioned and heated. If that is not enough, the detached 2 car garage is a dream. Wired for generator just in case the power goes out. This home has it all! Put this one on your list today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Gatesville ElementaryGrades PK-56.5 mi
3/10
Central MiddleGrades 6-84.7 mi
3/10
Gates County Senior HighGrades 9-124.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Other,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,080 sqft

Property

Details

  • Parcel number: 1001088
  • Zoning: RMH-1

Features

  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard,Split Rail,Wood,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,4 Space,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Gates County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$248$2,976
Property Taxes $240$2,880
Electricity $286$3,442
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 27937$159
Gates County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 27937$207
Gates County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDebra Carr
BrokerageAll VA Real Estate

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