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209 W Prospect Ave, Raeford, NC, 28376

4beds
5baths
3,500sqft
$395,000
$113price/sqft
$2,776/moest. monthly cost
$111,040/yrincome needed

About This Home

The long driveway leads to a timeless brick residence in the heart of town, offering classic charm, generous living spaces, and exceptional convenience. You will want to make this home your palace! This established home features a formal living room and elegant formal dining room. The spacious eat-in-kitchen includes abundant cabinetry and a pantry, and room for family dining. With four bedrooms and five full baths, this homes provides comfort and flexibility for both everyday living and hosting guests, or workspace. There is lots of storage space inside with walk-in storage. Enjoy outdoor entertaining on the shaded patio overlooking the large backyard. A detached wired building offers flexibility for storage or a workshop.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
6/10
West Hoke MiddleGrades 6-81.2 mi
4/10
Hoke County HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Attic,Built-in Features,Bathtub,Ceiling Fan(s),Crown Molding,Dining Area,Separate/Formal Dining Room,Entrance Foyer,Primary Downstairs,Separate Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl Plank,Tile
  • Number of fireplaces: 2
  • Fireplace features: Den,Gas Log,Living Room

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 694340501089
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fence,Propane Tank - Leased,Patio
  • Fencing: Partial
  • Living area range: 3001-3500

Lot

  • Features: 1/4 to 1/2 Acre Lot,Partially Cleared

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hurricane
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave

FEMA Declared Disasters in Hoke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$218$2,616
Property Taxes $236$2,832
Electricity $325$3,911
Total$2,776$33,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,177/yr
40% on housing$83,280/yr
45% on housing$74,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 28376$133
Hoke County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 28376$154
Hoke County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$395,000
2026-07-13Price change$415,000
2026-06-22Listed for sale$425,000
2014-02-10Sold$245,000
2013-10-11Price change$259,900
2013-05-07Listed for sale$285,000

For Sale by Agent

AgentDELLMARIE PITTMAN
BrokerageTOWNSEND REAL ESTATE

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