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1309 Quarter Road, Swanquarter, NC, 27885

2beds
1baths
1,119sqft
$99,000
$88price/sqft
$780/moest. monthly cost
$31,200/yrincome needed

About This Home

If you're looking for a place to call home base for your next adventure, this 2-bedroom, 1-bath property is packed with opportunity. Whether you're searching for a full-time home, a weekend getaway, a hunting and fishing camp, or an investment, this place is ready for your vision. Start your mornings in the bright sunroom with a cup of coffee while watching the day wake up around you. Outside, you'll find a spacious yard with mature landscaping and blooming flowers, offering plenty of room for gatherings, gardening, pets, or simply enjoying the country air. The backyard shed is complete with electricity, built-in workbenches, and a ramp. It's the perfect spot for projects and hobbies, or for storing your ATV, motorcycle, fishing gear, hunting equipment, mower, or other outdoor toys. Looking for instant equity? This home needs some work, but the fundamentals are there, offering the chance to renovate, personalize, and create lasting value. Located in the heart of Hyde County, this property puts some of eastern North Carolina's best outdoor recreation right at your fingertips. Enjoy world-class hunting, fishing, crabbing, boating, and birdwatching, with public boat ramps nearby and easy access to the Swan Quarter-Ocracoke Ferry. Whether you're heading out on the water before sunrise or spending the day exploring the coast, you'll appreciate having a place to come back to and make your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Mattamuskeet ElementaryGrades PK-125.4 mi
7/10
Hyde AcademyGrades 9-125.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Foundation: Block,Other
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,119
  • Total interior livable area: 1,119 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2460
  • Zoning: n/a
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Side Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 190.00 x 150.20 x 195.00 x 150.20

Parking

  • Parking features: None,Unpaved,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Hyde County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$77$924
Property Taxes $3$36
Electricity $200$2,405
Total$780$9,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,742/yr
40% on housing$23,400/yr
45% on housing$20,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 25.6%
25.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 27885$90
Hyde County$899

vs Homes Sold Last Month

Median $/sqft

ZIP 27885
Hyde County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$99,000
2026-06-01Listed for sale$105,000
2014-07-11Sold$40,000

For Sale by Agent

AgentJanice Harris
BrokerageLime Rock Realty

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