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4549 Loop Road, Scranton, NC, 27875

3beds
2baths
1,576sqft
$325,000
$206price/sqft
$2,400/moest. monthly cost
$96,000/yrincome needed

About This Home

Looking for a place off the beaten path? Ready to trade city lights for a full galaxy of stars in the night sky? This Carolina farmhouse offers country living in the heart of coastal North Carolinas diverse waterfowl fly zone. Love fishing? Birdwatching? Photography? Fresh shrimp? We have some of the best in Hyde County! And hunting too... The home has 3 bedrooms, 2 baths, flex room, front covered porch for morning coffee or afternoon talks. A rear deck and screened porch for more outdoor living space. Need a place for your boat, S/S & mower? The shop is ready to go & can double as a gathering spot for fish fries with friends and family. Several public boat ramps are close by plus the Swan Quarter ferry to Ocracoke.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Mattamuskeet ElementaryGrades PK-1216.2 mi
--
Hyde AcademyGrades 9-1216.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Raised,Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Gas Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Propane,Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Property

Details

  • Parcel number: 4254
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Porch,Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 1.10 Acres
  • Features: Open Lot,Level
  • Lot size dimensions: 130 x 360

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Hyde County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$252$3,024
Property Taxes $305$3,660
Electricity $200$2,405
Total$2,400$28,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,285/yr
40% on housing$72,000/yr
45% on housing$64,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 25.6%
25.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 27875
Hyde County$885

vs Homes Sold Last Month

Median $/sqft

ZIP 27875
Hyde County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$330,000
2026-01-30Price change$340,000
2025-12-15Price change$350,000
2025-11-04Price change$365,000
2025-10-01Listed for sale$375,000

For Sale by Agent

AgentCindy Twiddy
BrokerageCindy Twiddy Realty, Inc.

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