




273 W Rock Creek Road, New Bern, NC, 28562
About This Home
Perfectly positioned on a wooded, high-elevation homesite along the Trent River, this exceptional residence offers the rare combination of modern upgrades and waterfront serenity. With no history of flooding and commanding views of the river, this like-new home was designed for those looking for a care-free waterfront lifestyle. The expansive wrap-around porch is a delight. Step inside to gleaming hardwood floors and a gracious foyer that sets the tone for the refined interiors beyond. The living room showcases rich wood ceilings and a classic wood-burning fireplace—creating warmth and character. To the right, a private office with French doors provides a sophisticated work-from-home setting. The Gourmet Kitchen — A Statement in Design At the heart of the home, the chef's kitchen is both functional and stunning: Quartz countertops Black stainless steel appliances Decorative butcher block island, Seamless flow ideal for entertaining The expansive primary suite offers a true sanctuary experience: Spa-inspired bath with custom tile shower Color-changing LED showerhead, Oversized walk-in closet.Three additional bedrooms and 3.5 total bathrooms provide generous accommodations for all. Durable & Stylish metal roof, Brand-new dock with boat slip, Permanently wired Tesla charging station, Whole-house generator for peace of mind. Side-entry two-car garage Waterfront Living at Its Finest with Evening Sunsets. Enjoy boating from your private dock, morning coffee overlooking the river, and evenings surrounded by natural beauty—all from the security of a high-elevation lot. This is more than a home. It is a refined riverfront lifestyle designed for those who appreciate quality, comfort, and enduring value.Be sure to view the cinematic video tour or contact the listing agent for a private showing and direct video link.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven
- Laundry features: Laundry Room
Basement
- Basement: None
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)
Heating & Cooling
- Heating features: Heat Pump,Fireplace(s),Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 3,137
- Total interior livable area: 3,137 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Living Room
- Level: First
Master Bedroom
- Level: Second
Office
- Level: First
Property
Details
- Parcel number: 545895288300
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Wrap Around
- Fencing: Partial
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Deeded Water Access,Deeded Water Rights,Waterfront,Water Access Comm
- Frontage type: River,See Remarks
- Living area range: 3000 - 3499
Lot
- Features: Boat Dock,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Water Access Comm
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Additional Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jones County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,237 | $50,844 |
| Home Insurance * | $330 | $3,960 |
| Property Taxes | $528 | $6,336 |
| Electricity | $292 | $3,506 |
| Total | $5,387 | $64,644 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $838,000 |
| 2026-02-14 | Listed for sale | $845,000 |
| 2026-01-31 | Contingent | $845,000 |
| 2026-01-08 | Price change | $845,000 |
| 2025-09-25 | Listed for sale | $875,000 |
| 2025-01-28 | Sold | $550,000 |
| 2025-01-04 | Contingent | $595,000 |
| 2025-01-02 | Listed for sale | $595,000 |
