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273 W Rock Creek Road, New Bern, NC, 28562

4beds
4baths
3,137sqft
$838,000
$267price/sqft
$5,387/moest. monthly cost
$215,480/yrincome needed

About This Home

Perfectly positioned on a wooded, high-elevation homesite along the Trent River, this exceptional residence offers the rare combination of modern upgrades and waterfront serenity. With no history of flooding and commanding views of the river, this like-new home was designed for those looking for a care-free waterfront lifestyle. The expansive wrap-around porch is a delight. Step inside to gleaming hardwood floors and a gracious foyer that sets the tone for the refined interiors beyond. The living room showcases rich wood ceilings and a classic wood-burning fireplace—creating warmth and character. To the right, a private office with French doors provides a sophisticated work-from-home setting. The Gourmet Kitchen — A Statement in Design At the heart of the home, the chef's kitchen is both functional and stunning: Quartz countertops Black stainless steel appliances Decorative butcher block island, Seamless flow ideal for entertaining The expansive primary suite offers a true sanctuary experience: Spa-inspired bath with custom tile shower Color-changing LED showerhead, Oversized walk-in closet.Three additional bedrooms and 3.5 total bathrooms provide generous accommodations for all. Durable & Stylish metal roof, Brand-new dock with boat slip, Permanently wired Tesla charging station, Whole-house generator for peace of mind. Side-entry two-car garage Waterfront Living at Its Finest with Evening Sunsets. Enjoy boating from your private dock, morning coffee overlooking the river, and evenings surrounded by natural beauty—all from the security of a high-elevation lot. This is more than a home. It is a refined riverfront lifestyle designed for those who appreciate quality, comfort, and enduring value.Be sure to view the cinematic video tour or contact the listing agent for a private showing and direct video link.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Pollocksville ElementaryGrades PK-57.0 mi
3/10
Jones Senior High SchoolGrades 6-1211.9 mi
--
Jones Senior HighGrades 9-1211.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,137
  • Total interior livable area: 3,137 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 545895288300
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Wrap Around
  • Fencing: Partial
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Deeded Water Rights,Waterfront,Water Access Comm
  • Frontage type: River,See Remarks
  • Living area range: 3000 - 3499

Lot

  • Features: Boat Dock,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Water Access Comm
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters in Jones County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,237$50,844
Home Insurance *$330$3,960
Property Taxes $528$6,336
Electricity $292$3,506
Total$5,387$64,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,697/yr
40% on housing$161,610/yr
45% on housing$143,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28562$176
Jones County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 28562$181
Jones County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$838,000
2026-02-14Listed for sale$845,000
2026-01-31Contingent$845,000
2026-01-08Price change$845,000
2025-09-25Listed for sale$875,000
2025-01-28Sold$550,000
2025-01-04Contingent$595,000
2025-01-02Listed for sale$595,000

For Sale by Agent

AgentTHE TYSON GROUP STEVE & JANA
BrokerageTYSON GROUP, REALTORS

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