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815 W 28th St, Indianapolis, IN, 46208

5beds
4baths
3,303sqft
$125,000
$38price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

ATTENTION Investors! Are you looking for your next project? This one has had alot of the heavy lifting already done.The seller has had the foundation completely re-done, all of the demo work completed, as well as started the rough in's. All you need to do is get the project across the finish line!

Getting Around

64
WalkingSomewhat Walkable
39
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
Cold Spring SchoolGrades K-81.9 mi
2/10
Shortridge High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes

Bedroom2

  • Features: Other
  • Level: Main
  • Dimensions: 1

Bedroom3

  • Features: Other
  • Level: Main
  • Dimensions: 2

Bedroom4

  • Features: Other
  • Level: Upper
  • Dimensions: 3

Bedroom5

  • Features: Other
  • Level: Upper
  • Dimensions: 4

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,303
  • Total interior livable area: 3,303 sqft

Living Room

  • Features: Other
  • Level: Main
  • Area: 360
  • Dimensions: 15x24

Master Bedroom

  • Features: Other
  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 490626149294000101
  • Special condition: As Is,Corporate Owned,Needs Updating
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$95$1,140
Property Taxes $208$2,496
Electricity $302$3,633
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 46208$118
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46208$118
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$125,000
2025-04-03Sold$100,000
2025-02-05Pending sale$105,900
2025-01-14Listed for sale$105,900
2024-12-17Sold$102,200
2023-12-05Listing removed--
2023-09-14Price change$163,875
2023-07-29Listed for sale$172,500
2022-02-08Sold$210,000

For Sale by Agent

AgentAndrew Prince
BrokerageCENTURY 21 Scheetz

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