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39 Indian Trl, Sanford, NC, 27332

5beds
3baths
3,825sqft
$625,000
$163price/sqft
$4,284/moest. monthly cost
$171,360/yrincome needed

About This Home

All-brick waterfront home offering timeless design, low maintenance, and exceptional quality construction in the gated golf and lake community of Carolina Trace. This spacious residence features 5 bedrooms and 3 full bathrooms, with a highly functional layout designed for comfort and flexibility. The main level includes the primary suite and two additional bedrooms, along with two full bathrooms. The primary suite is well-appointed with a double trey ceiling, recessed lighting, walk-in closet, separate dual vanities, jetted soaking tub, and walk-in shower. Hardwood flooring, high smooth ceilings, and abundant natural light from large picture windows enhance the main living spaces. Enjoy a dual sided gas log fireplace, formal dining room, breakfast nook, and a well-equipped kitchen featuring granite countertops, tile backsplash, double ovens, vented exhaust, island, and extensive cabinet storage. A 3-seasons room opens to a wood composite deck overlooking mature landscaping (pond fed sprinkler system) and water views. The finished walk-out basement expands your living space with two additional bedrooms, a full bathroom, and a recreation room, plus approximately 780 sq ft of unfinished storage/workshop. Step outside to a covered composite deck, perfect for year-round enjoyment. Additional features include pocket doors, recessed lighting, ceiling fans throughout, first-floor laundry with utility sink, and exterior outlet controls from the primary closet (excellent for controlling exterior seasonal lighting during the holiday season). Exterior highlights include a covered front porch, circular driveway, oversized two-car garage with golf cart space, large .59 acre lot, and 6-inch rain gutters. The home is well-insulated for efficiency and comfort. Located in Carolina Trace, a gated community offering two Robert Trent Jones-designed golf courses and a 315+ acre lake, along with optional clubhouse amenities including pool, poolside bar, tennis, pickleball, fitness center, dining, marina, pro shop, driving range, putting green, chipping green, and social events. Conveniently positioned with an easy commute to Fort Bragg, Raleigh, and Pinehurst (approx. 30 minutes), and just minutes from shopping, dining, and a full-service healthcare facility. Sanford continues to grow with major developments finished and underway, including the new library, multi-sport complex, Riverbirch revitalization project featuring Target (expected completion 2027) and additional retail such as BJ’s, Ulta, Whataburger, and Olive Garden in consideration. What’s better than waterfront living in a gated golf community? One that’s built to last.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
East Lee Middle SchoolGrades 6-83.5 mi
2/10
Lee County High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2007

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Main Level,In Unit

Basement

  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Breakfast Area,Bathtub,Tray Ceiling(s),Ceiling Fan(s),Chandelier,Dining Area,Coffered Ceiling(s),Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Granite Counters,Garden Tub/Roman Tub,High Ceilings,High Speed Internet,Kitchen Island,Smooth Ceilings,Storage,Soaking Tub,Separate Shower,Tub Shower
  • Door features: Storm Door(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log

Heating

  • Heating features: Heat Pump

Interior Area

  • Total interior livable area: 3,825 sqft

Property

Details

  • Parcel number: 966064555300
  • Zoning description: RR - Rural Residential
  • Special condition: None
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Deck,Sprinkler/Irrigation,Propane Tank - Owned,Porch,Storage
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Living area range: 3501-4000

Lot

  • Lot size: 0.59 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Lee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$349$4,188
Property Taxes $419$5,028
Electricity $356$4,275
Total$4,284$51,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,880/yr
40% on housing$128,520/yr
45% on housing$114,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27332$167
Lee County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 27332$167
Lee County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$625,000
2006-04-05Sold$58,000

For Sale by Agent

AgentLeonard "Beau" Beaudry
BrokerageSANFORD REALTY

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