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2485 Pine Knoll Drive, Kinston, NC, 28504

3beds
2baths
1,960sqft
$260,000
$133price/sqft
$1,882/moest. monthly cost
$75,280/yrincome needed

About This Home

Welcome to the Castle Oaks neighborhood! This ranch style home has a large family room with adjacent utility room, den, 3 bedrooms, 2 full baths, and laundry room. Kitchen features granite countertops and stainless steel appliances. From the eat-in kitchen/dining area, you can access the screened in sun room which leads to a deck to view the expansive back yard and patio area complete with outdoor seating. At the rear of the property is a ''she-shed'' complete with electric and a 1/2 bath and would be perfect for crafting, hobbies or working from home. In addition, there is a Saltwood Products outbuilding for storing all your yard equipment and tools. There is also a detached single car garage with an adjoining studio complete with electric as well. The possibilities are endless in this large fenced in back yard. Bring your family to check this one out...they will want to stay!!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Banks ElementaryGrades PK-50.9 mi
5/10
E B Frink MiddleGrades 6-87.4 mi
3/10
North Lenoir HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Bookcases,Built-in Features
  • Flooring: Laminate

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric
  • Cooling features: Wall/Window Unit(s),Heat Pump

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 359604820560
  • Zoning: R-15
  • Special condition: Probate Listing

Features

  • Levels: One
  • Patio & porch: Deck,Patio,Screened,Front Porch
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 100 x 200 x 100 x 200

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Lenoir County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$214$2,568
Property Taxes $154$1,848
Electricity $200$2,405
Total$1,882$22,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,525/yr
40% on housing$56,460/yr
45% on housing$50,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28504$109
Lenoir County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 28504$117
Lenoir County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$275,000

For Sale by Agent

AgentMaria Wiggins
BrokerageWiggins Real Estate

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